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Welcome to LANCO Federal Credit Union, the smart choice for your business.
LANCO Federal Credit Union cares about you and your growing enterprise. We know that you have many choices when it comes to handling your business finances and we invite you to experience the LANCO difference. We have all the products and services that you need to successfully manage the start-up or growth of your company.
Learn about the business products and services that we offer:
Business Savings
Your business will become a member of LANCO Federal Credit Union with a minimum deposit of just $5.
If you have $1500 or more to save, you may choose to utilize LANCO's Money Market Savings Account. This account allows you to earn a higher interest rate without tying up the funds for any specific time period.

Business Checking
We know that you’re busy, and we want to help! With LANCO’s Business Checking there’s little to think about, giving you more time to focus on what’s important; your business.
- No minimum balance
- No monthly fee
- No per transaction charges
- Free first order of standard checks
- Free access to Online Banking
- Free E-Statements
- Electronic Bill-Payer (Free if enrolled in E-Statements)
- VISA Debit card access
- 24-hour account access via GABBY, LANCO’s automated teller

Business Lending
LANCO offers a variety of loans to suit the needs of your growing business:
- Business Mortgages
- Equipment Loans
- Business Line of Credit
- General Purpose Business Loans
- VISA Credit Cards
Contact Stacey Remick at for information or to get started.

Business Platinum Visa Credit Card
Business Visa Credit Cards are available with low-rates, points, and special reports you can utilize to better track your expenses. Oh, and did we mention that there's NO ANNUAL FEE? The LANCO Business VISA is the right choice for your business credit card.
The following are just a few of the great benefits
included with your LANCO Business Visa Credit Card:
Report a Lost or Stolen Visa Card
| Time |
Call |
or Call... |
| During Business Hours |
717-656-8963 |
Toll Free: 1-888-318-4222 |
| After Business Hours |
1-800-991-4961 |
Intl. Collect: 727-570-4881 |
Fraud & Dispute Information
*Every dollar in qualifying purchase transactions minus returns (“Net Purchases”) that you make with a Business Platinum credit card earns one point. No points are earned for finance charges, fees, cash advances, foreign transaction currency conversion charges, ATM withdrawals, or insurance charges posted to your account. ScoreCard points will expire every 3 years in November. Call ScoreCard at 800.854.0790 for complete information about rewards.
† No grace period for cash advances. The finance charge begins to accrue on cash advances from the date you get the cash advance or from the first day of the billing cycle in which the cash advance is posted to your account, whichever is later.
Visa Business Platinum Credit Card Agreement

Merchant Visa & MasterCard Processing
LANCO Federal Credit Union is proud to offer a Merchant Card Program that can save you money
and increase your bottom line.
We’ve partnered with TermNet Merchant Services, an industry leader in
electronic processing, to make available the most high-tech card processing solution at a more
affordable cost to you.
There are many reasons why you should take advantage of our merchant card solutions...
- Competitive Rate
- Affordable POS Terminals
- A variety of hardware and software processing solutions
- Dedicated 24/7 customer service
- Web based reporting gives you information when you want it
- Gift and Loyalty Card Programs
- Fast, simple and easy conversion from other service providers
For more information about merchant card processing, please contact a LANCO Member Services Representative.

Other LANCO Services
- Money Orders
- Free Notary Services
- Free Signature Guarantee
- Free Access to LANCO's Coin Counter
- Safe Deposit Boxes
- Postage Stamps

How to become a LANCO Business Member
Your business can join LANCO Federal Credit Union by coming to any of our offices and completing the membership process.
Find out what documents you will need to bring with you to open the account:
| My business is a... |
I will need to bring... |
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Choose your business type from the list on the left.
- Photo Identification for all signers
- If you are using a Tax Identification Number instead of your Social Security Number we will need the IRS form showing the Tax Identification Number of the business
- Are you using a DBA/Fictitious Name? If so, we will need verification that it is registered with the State of Pennsylvania. If you do not have this readily available please check with a LANCO representative; many times we can obtain the verification online
- Does your line of work require you to be licensed with the state? If so, we will require a copy of your valid license
- Photo Identification for all signers
- IRS form showing the Tax Identification Number of the business
- Articles of Incorporation
- Resolution or Board Minutes showing who has authority to open and transact on the account
- Are you using a DBA/Fictitious Name? If so, we will need verification that it is registered with the State of Pennsylvania. If you do not have this readily available please check with a LANCO representative; many times we can obtain the verification online
- Does your line of work require you to be licensed with the state? If so, we will require a copy of your valid license
- Photo Identification for all signers
- IRS form showing the Tax Identification Number of the business
- Partnership Agreement or Partnership Resolution showing who has authority to open and transact on the account
- Are you using a DBA/Fictitious Name? If so, we will need verification that it is registered with the State of Pennsylvania. If you do not have this readily available please check with a LANCO representative; many times we can obtain the verification online
- Does your line of work require you to be licensed with the state? If so, we will require a copy of your valid license
- Photo Identification for all signers
- IRS form showing the Tax Identification Number of the business
- Articles of Incorporation
- Corporate Resolution or Board Minutes showing who has authority to open and transact on the account
- Are you using a DBA/Fictitious Name? If so, we will need verification that it is registered with the State of Pennsylvania. If you do not have this readily available please check with a LANCO representative; many times we can obtain the verification online
- Does your line of work require you to be licensed with the state? If so, we will require a copy of your valid license
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It is LANCO’s policy to require all signers to complete the membership application at one of LANCO’s offices. Signers may come at their convenience and do not necessarily need to come to the office together.

Become a Select Employer Group and offer your employees the benefit of credit union membership. Contact Jordan Kreitz at to find out more information.
Related Online Resources
SCORE — Information and Templates to assist the Small Business owner
Electronic Federal Tax Payment System
Pay taxes online, free!

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