Welcome to LANCO Federal Credit Union, the smart choice for your business.

LANCO Federal Credit Union cares about you and your growing enterprise. We know that you have many choices when it comes to handling your business finances and we invite you to experience the LANCO difference. We have all the products and services that you need to successfully manage the start-up or growth of your company.

Learn about the business products and services that we offer:

• Business Savings
• Business Checking
• Business Lending
• Visa Business Platinum Credit Cards
• NanoEnterprise Loans
• Other LANCO Services
• How to become a LANCO Business Member

Your business will become a member of LANCO Federal Credit Union with a minimum deposit of just $5.

If you have $1500 or more to save, you may choose to utilize LANCO's Money Market Savings Account. This account allows you to earn a higher interest rate without tying up the funds for any specific time period.

We know that you’re busy, and we want to help! With LANCO’s Business Checking there’s little to think about, giving you more time to focus on what’s important; your business.

• No minimum balance
• No monthly fee
• No per transaction charges
• Free first order of standard checks
• Free access to Home Banking
• Free E-Statements
• Electronic Bill-Payer (Free if enrolled in E-Statements)
• VISA Debit card access
• 24-hour account access via GABBY, LANCO’s automated teller

LANCO offers a variety of loans to suit the needs of your growing business:

• Business Mortgages
• Equipment Loans
• Business Line of Credit
• General Purpose Business Loans
• VISA Credit Cards

Contact Stacey Remick at for information or to get started.

Business VISA Credit Cards are available with low-rates, points, and special reports you can utilize to better track your expenses. Oh, and did we mention that there's NO ANNUAL FEE? The LANCO Business VISA is the right choice for your business credit card.

The following are just a few of the great benefits
included with your LANCO Business Visa Credit Card:

• ScoreCard Rewards
  Earn one point for every dollar spent*
• Detailed Expense Reports
• No Fees on Balance Transfers
• No Fees on Cash Advances^†
• Falcon 24/7 Fraud Monitoring
• Auto Rental Insurance (Read Disclosure)
• Emergency Cash Disbursement & Card Replacement
• Purchase Security & Extended Protection (Read Disclosure)
• Travel & Emergency Assistance (Read Disclosure)

You can view your account and pay your bill online with eZCardInfo.

*Every dollar in qualifying purchase transactions minus returns (“Net Purchases”) that you make with a Business Platinum credit card earns one point. No points are earned for finance charges, fees, cash advances, foreign transaction currency conversion charges, ATM withdrawals, or insurance charges posted to your account. ScoreCard points will expire every 3 years in November. Call ScoreCard at 800.854.0790 for complete information about rewards.
^† No grace period for cash advances. The finance charge begins to accrue on cash advances from the date you get the cash advance or from the first day of the billing cycle in which the cash advance is posted to your account, whichever is later.

Visa Business Platinum Credit Card Agreement

LANCO's NanoEnterprise Loan is a great solution for people who are considering a small business on the side but require extra cash to start. This product can give you the money you need at a reasonable interest rate and monthly payments.

The possibilities are endless... Pampered Chef, Avon, Mary Kay... jewelry, candles or home decor. Or perhaps you've worked at a hair salon, pet grooming facility or tattoo shop and - now that you've built your own client base - you're ready to go out on your own.

To get started in the process of applying
for a NanoEnterprise Loan, please...

1. Print and complete a Business Plan (DOC)
2. Print and complete the NanoEnterprise Loan Application (PDF)
3. Drop off or mail the completed documents to:

Loans from $500 to $5000. Repayment terms vary depending on the loan amount. Rates will vary based on qualifications. Must have a LANCO Business Savings and Checking to qualify. Must meet normal credit, work history and debt-to-income requirements to be approved for the loan.

• Money Orders
• Free Notary Services
• Free Signature Guarantee
• Free Access to LANCO's Coin Counter
• Safe Deposit Boxes
• Postage Stamps

Your business can join LANCO Federal Credit Union by coming to any of our offices and completing the membership process.

Find out what documents you will need to bring with you to open the account:

It is LANCO’s policy to require all signers to complete the membership application at one of LANCO’s offices. Signers may come at their convenience and do not necessarily need to come to the office together.

Become a Select Employer Group and offer your employees the benefit of credit union membership. Contact Jordan Kreitz at to find out more information.

SCORE — Information and Templates to assist the Small Business owner

Electronic Federal Tax Payment System
Pay taxes online, free!