Overview Savings Checking IRAs Deposit & Withdrawal Services

Personal Checking

LANCO Federal Credit Union offers checking accounts with NO minimum balance and NO monthly service charge.

• Your first order of standard duplicate checks is free.
• Debit/ATM Cards are available to access your checking account to deposit, withdraw, transfer, or shop. More information is available below.
• Payroll deduction or direct deposit is also available to your checking account. Ask your employer.
• Account statements are mailed monthly.

You can have automatic payments taken out of your LANCO checking account for insurance premiums, utility bills, mortgage payments, and more. Electonic Bill Payer is also available to make unlimited bill payments for a small monthly fee. This fee is waived if you choose to receive your account statements electronically. Learn more about our online services.

Debit/ATM Card

Once you open a LANCO checking account, you may choose to apply for a Debit/ATM Card. You can use your Debit/ATM Card to access funds at an ATM or to make purchases anywhere you see the Visa logo.

Facts about your LANCO Debit/ATM Card:

• Available to members at no cost.
• Amount of purchases deducted from checking accounts.
• Free Point-of-Sale purchases (Point-of-Sale daily limit of $1500.00*)
• Four free ATM transactions per month (excluding surcharges imposed by machine owners. Each additional transaction is 60¢)
• ATM Withdrawal daily limit of $500.00*

*Daily limits reset at 3:00 AM EST. Withdraw and purchase amounts are limited to the available balance in your account.

Click here to find surcharge-free ATMs closest to you.

Business Checking

For our business members, LANCO offers business checking accounts with NO minimum balance and NO monthly service charge.

Get more information about Business Checking and other Business services and products that LANCO offers on our Business Services page.

Related Online Resources

Harland Clarke — Order Personal Checks, Business Checks & Accessories