LANCO Federal Credit Union The Educated Choice

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Dormant Account Information

LANCO would like to make you aware that if your account has not experienced activity for at least two years it is classified as dormant (inactive) and is subject to a Dormant/Inactive fee of $5.00 per month. You may easily reactivate your account and avoid this fee by making a deposit or withdrawal to your account. State law requires that account balances be surrendered or escheated to the state if the owner has not generated account activity within five years.


Understanding Regulation D

Federal Regulation D ("Reg D") limits the number of transfers from your deposit accounts that you can make without your physical presence being required. Deposit accounts include Share Savings, Club Savings, Youth Share Savings and Money Market Savings Accounts. Click here to learn about Regulation D and how to manage your accounts within the transfer limitations.

 

 
 
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