Overview ATM'S GABBY Financial Freedom
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LANCO Federal Credit Union has a financial counseling service called Financial Freedom.
We offer guidance or assistance with monthly budget preparation, savings plans, and loan consolidation as appropriate for each particular circumstance. The Program is a FREE service to all LANCO members.

The reason to seek advice from a financial counselor could be as simple as wanting to save for a vacation, a re-modeling project, or a new home purchase. Others may need help with reducing debt, or lowering monthly bills with a consolidation loan.

Whatever the reason may be, this service can help families take control of their finances and save for the future.

No investment advice is available.

1– Complete a Financial Freedom Application.
2– Call for an appointment at the main office (717-569-7180).
3– Please allow at least 1 hour for the first appointment.
4– Provide any paperwork requested by the counselor.
5– Meet for follow-up appointments as necessary.

1. Is more than 20% of your take home pay committed to paying minimum payments on unsecured debt?

Yes No

2. Have you reached your credit limits?

Yes No

3. Do you borrow money for household expenses such as rent, food, clothing, utilities or insurance?

Yes No

4. Do you no longer contribute to a savings account?

Yes No

5. Would your savings account not be sufficient to cover your expenses for 6 months in an emergency?

Yes No

6. Have you been turned down for credit because of late payments?

Yes No

7. Do you get overdrafts on your checking accounts?

Yes No

8. Do you buy things with credit that you used to pay for with cash?

Yes No

If you answered “yes” to any of these questions, you may benefit from a FREE consultation.

Get started today by printing and completing the Financial Freedom Application!