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LANCO Federal Credit Union offers new and used auto loans at affordable rates, and under most circumstances, a one day turn around on loan approvals.
New & Used Auto/Motorcycle Loans
- Car must be eight (8) years old OR newer
to be financed as a car loan.
- LANCO will finance 100% of the book value of a used car.
| Age of Vehicle |
Length of Loan |
| New (only) |
6 years |
| Up to 3 yrs. old |
5 years |
| 4 yrs. old |
4 years |
| 5 yrs. old |
3.5 years |
| 6 yrs. old |
3 years |
| 7 yrs. old |
3 years |
| 8 yrs. old |
3 years |

GAP Insurance
GAP Insurance is a type of insurance that you can buy for your car loan. If your LANCO-financed car is totaled and your regular insurance values your car at less than what you owe on your loan, GAP insurance will pay the difference. Plus, GAP Insurance will provide you with up to $1000 toward a down payment on your new car if you finance it at LANCO!
For more details about GAP Insurance, call (717) 569-7180 and Press 2 to speak with a LANCO lender.

Pre-approvals for all loans are available and
will be held at the specific rate for 30 days. Loans may be paid by monthly payments or through payroll deductions.
Related Online Resources

Do you want to know the book value for your car? Find out!
Go to NADAguides.com
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