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Having trouble paying your bills this month? Let your Credit Union help you in your time of need without paying outrageous interest rates or prohibitive fees.

LANCO is offering a short term loan complete with a savings plan to help you through your difficult time. All you need is a pay stub showing that you’re currently employed or other proof of in­come. Call any office and ask for the “Better Choice Program.”

• Loan amount is from $300-$500.
• Term is for 3 months.
• Interest rate is 18%.
• 10% of loan amount is deposited into savings which can be accessed once the loan is paid off. This is designed to promote savings.
• There is a $25 application fee which can be rolled into the loan.

Pre-approvals for all loans are available and will be held at the specific rate for 30 days. Loans may be paid by monthly payments or through payroll deductions.