Overview Auto Home Personal Better Choice Program Tuition Reimbursement

LANCO Federal Credit Union offers both fixed rate home equity loans and variable rate home equity lines of credit as well as a first mortgage program. Low cost Credit Life/Credit Disability Insurance may be purchased on most LANCO loans.

Learn about the Home Loan products that we offer:

• Fixed Rate Home Equity Loan
• Home Equity Line of Credit
• Mortgage Loan

Pre-approvals for all loans are available and will be held at the specific rate for 30 days. Loans may be paid by monthly payments or through payroll deductions.

Fixed Rate Home Equity Loan

• Terms of up to 15 years available
• Rate is determined by borrower qualifications and amount of equity available
• Settlement charges exist. Contact your LANCO branch for details.
• Maximum 90% Loan to Value

Home Equity Line of Credit

• Loan amounts up to $100,000
• Available for any purpose (ex: financing college, debt consolidation, medical bills, etc.)
• Settlement charges exist. Contact your LANCO branch for details.
• Maximum 90% Loan to Value

First Mortgage Loan

LANCO has partnered with State Financial Network to offer a wider variety of first mortgage products to our members. State Financial Network is a CUSO (Credit Union Service Organization) based in Broomall, PA. This means that State Financial Network operates under the same credit union philosophy as LANCO.

A much broader array of loan options and services are available to our members including 15 year mortgages, 30 year mortgages, adjustable rate mortgages, construction mortgages and escrow.

Visit www.sfninc.com to learn about the products available, utilize calculators and apply for your loan online.