Overview Auto Home Personal Better Choice Program Tuition Reimbursement

Having trouble paying your bills this month? Let your Credit Union help you in your time of need without paying outrageous interest rates or prohibitive fees.

LANCO is offering a short term loan complete with a savings plan to help you through your difficult time. All you need is a pay stub showing that you’re currently employed or other proof of in­come. Call any office and ask for the “Better Choice Program.”

• Loan amount is from $300-$500.
• Term is for 3 months.
• Interest rate is 18%.
• 10% of loan amount is deposited into savings which can be accessed once the loan is paid off. This is designed to promote savings.
• There is a $25 application fee which can be rolled into the loan.
• Repayment of loan must be from direct deposit or ACH origination from another account.

Pre-approvals for all loans are available and will be held at the specific rate for 30 days. Loans may be paid by monthly payments or through payroll deductions.