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LANCO Federal Credit Union offers personal loans with competitive rates that can be used for any purpose.

LANCO’s $1,000.00 Courtesy Line of Credit will be available for you in the event that your LANCO checking account becomes overdrawn. There’s no application fee, no annual fee, and no interest or other fees charged until you have used the funds. Learn more about our Courtesy Line of Credit.

Signature Line of Credit

This is a line of credit on a member's signature and can be used for any purpose. Credit limits are available up to $7,500. Monthly payments are based on the loan balance and may be as low as $130.

Closed-End Signature

This is an unsecured loan for a specific amount and term. This loan may be used for a variety of reasons.

Our fastest loan approval, and a great rate, too. Deposit and maintain a savings balance equal to your loan balance.

Pre-approvals for all loans are available and will be held at the specific rate for 30 days. Loans may be paid by monthly payments or through payroll deductions.