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About the Financial Freedom Program

LANCO Federal Credit Union offers a budget counseling service called Financial Freedom.

We offer guidance or assistance with monthly budget preparation, savings plans, and loan consolidation as appropriate for each particular circumstance. This program is a FREE service to all LANCO members.

The reason to seek advice from a budget counselor could be as simple as wanting to save for a vacation, a re-modeling project, or a new home purchase. Others may need help with reducing debt, or lowering monthly bills with a consolidation loan.

Whatever the reason may be, this service can help you take control of your finances and save for the future.

No investment advice is available.

What are the steps involved?

1– Complete a Financial Freedom Application.
2– Call for an appointment at the main office (717-569-7180).
3– Please allow at least 1 hour for the first appointment.
4– Provide any paperwork requested by the counselor.
5– Meet for follow-up appointments as necessary.

 

Take this quiz... Does it Fit? 1. Is more than 20% of your take home pay committed to paying minimum payments on unsecured debt?
Yes No
2. Have you reached your credit limits?
Yes No
3. Do you borrow money for household expenses such as rent, food, clothing, utilities or insurance?
Yes No
4. Do you no longer contribute to a savings account?
Yes No
5. Would your savings account not be sufficient to cover your expenses for 6 months in an emergency?
Yes No
6. Have you been turned down for credit because of late payments?
Yes No
7. Do you get overdrafts on your checking accounts?
Yes No
8. Do you buy things with credit that you used to pay for with cash?
Yes No

If you answered “yes” to any of these questions, you may benefit from a FREE consultation.

Get started today by printing and completing the Financial Freedom Application!

 
LANCO Federal Credit Union