Rebuild Your Credit with a Lanco FCU Visa® Credit Card
Let Us Help You Build Good Credit!
If you have little to no credit, or even bad credit, you don’t have to fall victim to high-cost credit cards. Lanco FCU offers credit cards to help you build good credit without having to pay absurd fees and high interest rates. Plus, you’ll get all of the same benefits as the regular Platinum Visa!
*Federal regulations require that members under the age of 22 apply in person and provide proof of income (or a co-signer). To apply, please visit a Lanco FCU branch.
Credit Builder Card
Lanco FCU’s Credit Builder card is a great way for students, or anyone with little-to-no credit experience, to start building credit history. This card has a rate of 18.00% and limits up to $500. Once you’ve established good credit history, you can apply for the regular Lanco FCU Platinum Visa to raise your limit and possibly lower your rate.
Share Secured Credit Card
Lanco FCU’s Share Secured card offers a second chance to someone who may have made a few mistakes in the past and would like to start rebuilding good credit. To qualify for this card, you must have an amount equal to the card’s credit limit (minimum of $100) to hold in a savings account until the card is paid off. This card has a rate of 7.99%. Once you’ve established good credit history, you can apply for the regular Lanco FCU Platinum Visa to raise your limit and free up your savings.