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Savings
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| Balances | Current Rate (A.P.Y.) |
|---|---|
| $25 - $10,000 | 0.25% |
| $10,001 - $20,000 | 0.25% |
| $20,001 - Over | 0.25% |
Learn more about our Share Savings Accounts
Non-automatic renewal. Dividends paid quarterly.
A penalty equal to 90 days' dividends will be assessed for early withdrawal.
| Term | Minimum | Rate | APY |
|---|---|---|---|
| 6 Months | $500 | 1.49% | 1.50% |
| 6 Months | $5,000 | 2.48% | 2.50% |
| 9 Months | $500 | 1.49% | 1.50% |
| 9 Months | $5,000 | 2.48% | 2.50% |
| 1 Year | $500 | 1.49% | 1.50% |
| 1 Year | $5,000 | 2.48% | 2.50% |
| 2 Years | $500 | 2.83% | 2.85% |
| 3 Years | $500 | 2.83% | 2.85% |
| 4 Years | $500 | 2.97% | 3.00% |
Kids Certificate (Ages 0-12)
| Term | Minimum | Rate | APY |
|---|---|---|---|
| 1 Year | $100 | 0.75% | 0.75% |
Teen Certificate (Ages 13-17)
| Term | Minimum | Rate | APY |
|---|---|---|---|
| 1 Year | $250 | 0.75% | 0.75% |
Learn more about our Share Certificates
$25 minimum balance needed to earn the stated APY.
Automatic renewal. Dividends paid monthly. $10 withdrawal fee.
| Type | APY | When Paid | Terms of Withdrawals |
|---|---|---|---|
| Christmas Club | 0.50% | end of September | Withdrawal permitted with fee charged |
| Vacation Club | 0.50% | end of April | Paid the end of April - Withdrawal permitted with fee charged |
Learn more about our Club Accounts
| Balances | Rate | APY |
|---|---|---|
| $1,500 - $2,499 | 1.19% | 1.20% |
| $2,500 - $25,000 | 1.19% | 1.20% |
| $25,001 - $50,000 | 2.03% | 2.05% |
| $50,001 and Over | 2.03% | 2.05% |
Learn more about our Money Market Savings Accounts
$25 minimum balance needed to earn the stated APY.
Automatic renewal. Dividends paid monthly. $10 annual fee.
| Balances | Current Rate (A.P.Y.) |
|---|---|
| $25 and Over | 2.00% |
Learn more about our IRAs
Non-automatic renewal. Dividends paid quarterly.
A penalty equal to 90 days' dividends will be assessed for early withdrawal.
| Term | Minimum | Rate | APY |
|---|---|---|---|
| 6 Months | $500 | 1.49% | 1.50% |
| 6 Months | $5,000 | 2.48% | 2.50% |
| 9 Months | $500 | 1.49% | 1.50% |
| 9 Months | $5,000 | 2.48% | 2.50% |
| 1 Year | $500 | 1.49% | 1.50% |
| 1 Year | $5,000 | 2.48% | 2.50% |
| 2 Years | $500 | 2.83% | 2.85% |
| 3 Years | $500 | 2.83% | 2.85% |
| 4 Years | $500 | 2.97% | 3.00% |
Contact any LANCO office for a complete Truth-In-Savings disclosure. Rates are subject to change at any time. APY means Annual Percentage Yield. Any applicable fees may reduce the state APY.
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