New & Used Auto and Motorcycle Loan Rates

Credit Score refers to TransUnion Credit Score.
APR = Annual Percentage Rate.
Rates displayed are accurate as of 8/31/17. Rates are subject to change at any time.

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Learn about our Auto Loans

Vehicle Age Term (Months) Loan Amount* Credit Score
750 700 – 749 660 – 699 620 – 659 Under 620
2011 and newer Up to 36 any amount 1.99% 2.99% 3.99% 6.99% 9.99%
2011 and newer 37–48 $5,000.01+ 2.99% 3.99% 4.99% 7.99% 10.99%
2011 and newer 49–60 $10,000.01+ 2.99% 3.99% 4.99% 7.99% 10.99%
2012 and newer 61–66 $15,000.00+ 3.49% 4.49% 5.49% 8.49% 11.49%
2015 and newer 67–72 $15,000.00+ 3.99% 4.99% 5.99% 8.99% 11.99%
2016 and newer 73–84 $25,000.00+ 5.99% 6.99% 7.99% 10.99% 13.99%
Older Vehicles
2005–2010 Up to 36 any amount 3.99% 4.99% 5.99% 8.99% 11.99%
2005–2010 37-48 $5,000.01+ 4.99% 5.99% 6.99% 9.99% 12.99%

Person handing keys to another personRates advertised are available for members meeting standard credit criteria.

No Credit History? If you’re just starting out with building your credit history, we can help! Call (717) 569-7180 to speak with a lender about our First-Time Auto Buyer loan.

Bad Credit History? If you’ve recently had some trouble with your credit but are on your way to re-establishing good credit, you might qualify for a Second Chance auto loan. Call (717) 569-7180 to speak with a lender for details.

*Maximum loan amount determined by value of vehicle and borrower qualifications.

Recreational/Utility Vehicle Loan Terms & Rates

Call (717) 569-7180 for current rates and terms.