New & Used Auto and Motorcycle Loan Rates
Credit Score refers to TransUnion Credit Score.
APR = Annual Percentage Rate.
Rates displayed are accurate as of 8/31/17. Rates are subject to change at any time.
| Vehicle Age | Term (Months) | Loan Amount* | Credit Score | ||||
|---|---|---|---|---|---|---|---|
| 750 | 700 – 749 | 660 – 699 | 620 – 659 | Under 620 | |||
| 2011 and newer | Up to 36 | any amount | 1.99% | 2.99% | 3.99% | 6.99% | 9.99% |
| 2011 and newer | 37–48 | $5,000.01+ | 2.99% | 3.99% | 4.99% | 7.99% | 10.99% |
| 2011 and newer | 49–60 | $10,000.01+ | 2.99% | 3.99% | 4.99% | 7.99% | 10.99% |
| 2012 and newer | 61–66 | $15,000.00+ | 3.49% | 4.49% | 5.49% | 8.49% | 11.49% |
| 2015 and newer | 67–72 | $15,000.00+ | 3.99% | 4.99% | 5.99% | 8.99% | 11.99% |
| 2016 and newer | 73–84 | $25,000.00+ | 5.99% | 6.99% | 7.99% | 10.99% | 13.99% |
| Older Vehicles | |||||||
| 2005–2010 | Up to 36 | any amount | 3.99% | 4.99% | 5.99% | 8.99% | 11.99% |
| 2005–2010 | 37-48 | $5,000.01+ | 4.99% | 5.99% | 6.99% | 9.99% | 12.99% |
Rates advertised are available for members meeting standard credit criteria.
No Credit History? If you’re just starting out with building your credit history, we can help! Call (717) 569-7180 to speak with a lender about our First-Time Auto Buyer loan.
Bad Credit History? If you’ve recently had some trouble with your credit but are on your way to re-establishing good credit, you might qualify for a Second Chance auto loan. Call (717) 569-7180 to speak with a lender for details.
*Maximum loan amount determined by value of vehicle and borrower qualifications.
Recreational/Utility Vehicle Loan Terms & Rates
Call (717) 569-7180 for current rates and terms.