New & Used Auto Loan Rates

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Competitive rates for your vehicle loan

Finance your new or used car, truck, SUV, or motorcycle with an auto loan from Lanco Federal Credit Union. Learn more about auto loans.

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Rates displayed below are accurate as of 11/15/2017 and are subject to change at any time.
APR means Annual Percentage Rate.
Credit Score refers to TransUnion Credit Score.

Vehicle Age Term (Months) Loan Amount* APR (based on Credit Score)
750 700–749 660–699 620–659 Under 620
2011 and newer Up to 36 any amount 1.99% 2.99% 3.99% 6.99% 9.99%
2011 and newer 37–48 $5,000.01+ 2.99% 3.99% 4.99% 7.99% 10.99%
2011 and newer 49–60 $10,000.01+ 2.99% 3.99% 4.99% 7.99% 10.99%
2012 and newer 61–66 $15,000.00+ 3.49% 4.49% 5.49% 8.49% 11.49%
2015 and newer 67–72 $15,000.00+ 3.99% 4.99% 5.99% 8.99% 11.99%
2016 and newer 73–84 $25,000.00+ 5.99% 6.99% 7.99% 10.99% 13.99%
Older Vehicles
2005–2010 Up to 36 any amount 3.99% 4.99% 5.99% 8.99% 11.99%
2005–2010 37-48 $5,000.01+ 4.99% 5.99% 6.99% 9.99% 12.99%

Rates advertised are available for members meeting standard credit criteria.

No Credit History? If you’re just starting out with building your credit history, we can help! Call (717) 569-7180 to speak with a lender about our First-Time Auto Buyer loan.

Bad Credit History? If you’ve recently had some trouble with your credit but are on your way to re-establishing good credit, you might qualify for a Second Chance auto loan. Call (717) 569-7180 to speak with a lender for details.

*Maximum loan amount determined by value of vehicle and borrower qualifications.

Recreational/Utility Vehicle Loan Terms & Rates

Call (717) 569-7180 for current rates and terms.