LANCO Federal Credit Union The Educated Choice

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Current Rates

Credit Score refers to TransUnion Credit Score.
APR = Annual Percentage Rate. Rates are subject to change at any time.

Learn about our Auto Loans

New and Used Auto or Motorcycle Loan Rates

Rates shown below are the Annual Percentage Rate (APR).

Vehicle
Age		 Term
(Months)		 Loan
Amount		 Credit Score
750+ 700 – 749 660 – 699 620 – 659 Under 620
2004
and newer		 Up to 36 any amount 2.99% 3.99% 5.99% 8.99% 11.99%
2004
and newer		 37–48 $5,000.01 + 2.99% 3.99% 6.99% 9.99% 12.99%
2004
and newer		 49–60 $10,000.01 + 3.99% 4.99% 7.99% 10.99% 13.99%
2007
and newer		 61–66 $15,000.00 + 4.99% 5.99% 7.99% 11.99% 14.99%
2010
and newer		 67–72 $15,000.00 + 4.99% 5.99% 8.99% 11.99% 14.99%


Rates advertised are available for members meeting standard credit criteria. If you have recently had some trouble with your credit history but are on your way to re-establishing good credit, you may qualify for our Second Chance auto loan. Second Chance rates are based on credit score and are equal to the advertised rate plus 3%. Certain conditions apply. For more information, call (717) 569-7180 and press 2 to speak with a LANCO Lender.

Recreational/Utility Vehicle Loan Terms & Rates

Call (717) 569-7180 for current rates and terms.

 

 
 
LANCO Federal Credit Union