Home Equity Loan Rates
Financing for nearly any purpose
A Lanco FCU home equity loan or line of credit offers a great rate on financing you can use for nearly any purpose. Learn more about home equity loans.
Rates displayed below are accurate as of 11/15/2017 and are subject to change at any time.
APR means Annual Percentage Rate.
Credit Score refers to TransUnion Credit Score.
WSJ Prime = Wall Street Journal Prime Rate (View current WSJ Prime Rate)
Fixed Home Equity Loan Rates
|700 – 749||4.49%||4.99%||5.74%||6.49%|
|660 – 699||5.49%||5.99%||6.74%||7.49%|
|620 – 659||6.49%||6.99%||7.74%||8.49%|
Home Equity Line of Credit Rates
|700 – 749||5.25%|
|660 – 699||6.25%|
|620 – 659||7.25%|
*Annual Percentage Rate (APR) accurate as of 11/15/2017 and may change at any time. Closing costs exist and my affect APR. Rates advertised for financing up to 80% loan to value (LTV). Financing up to 90% LTV may be available for borrowers with a credit score of 700 or higher, with 2.00% added to the approved interest rate. Fixed home equity loan rates advertised are for 2nd lien home equity loans; 1st lien home equity rates may be lower. Call Lanco FCU at (717) 569-7180 for a rate quote.
†Variable rates based on the Wall Street Journal prime rate, plus a margin of 0–4, depending on credit score.