LANCO Federal Credit Union

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Current Rates

APY = Annual Percentage Yield. Rates are subject to change at any time. Any applicable fees may reduce the stated APY. Contact any LANCO branch to request a complete Truth-In-Savings disclosure.

Learn about our Savings products

Share Savings Account Rates

Balances Rate APY
$25+ 0.15% 0.15%

Share Certificate (CD) Rates

Dividends paid quarterly.
Automatic renewal with 10 day grace period.
A penalty equal to 90 days' dividends will be assessed for early withdrawal.

Term Minimum Rate APY
6 Months $500 0.55% 0.55%
1 Year $500 0.85% 0.85%
2 Years $500 1.40% 1.40%
3 Years $500 1.74% 1.75%
4 Years $500 2.24% 2.25%
6 Months $5,000 0.65% 0.65%
1 Year $5,000 1.00% 1.00%
2 Year $5,000 1.65% 1.65%
3 Years $5,000 1.99% 2.00%
4 Years $5,000 2.24% 2.25%


Kids Certificate (Ages 0-12)

Term Minimum Rate APY
1 Year $100 0.50% 0.50%

Teen Certificate (Ages 13-17)

Term Minimum Rate APY
1 Year $250 0.50% 0.50%

Club Account Rates

$25 minimum balance needed to earn the stated APY.
Automatic renewal. Dividends paid monthly. $10 early withdrawal fee.

Type APY When Paid
Christmas Club 0.25% end of September
Vacation Club 0.25% end of April

Learn more about our Club Accounts

Money Market Savings Account Rates

Balances Rate APY
$1,500 - $9,999.99 0.40% 0.40%
$10,000 - $24,999.99 0.55% 0.55%
$25,000 - $49,999.99 0.65% 0.65%
$50,000+ 0.90% 0.90%

Individual Retirement Accounts (IRA) Rates

$25 minimum balance needed to earn the stated APY.
Automatic renewal. Dividends paid monthly.

Balances Rate APY
$25 and Over 0.55% 0.55%

IRA Certificate (CD) Rates

Dividends paid quarterly.
Automatic renewal with 10 day grace period.
A penalty equal to 90 days' dividends will be assessed for early withdrawal.

Term Minimum Rate APY
6 Months $500 0.55% 0.55%
1 Year $500 0.85% 0.85%
2 Years $500 1.40% 1.40%
3 Years $500 1.74% 1.75%
4 Years $500 2.24% 2.25%
6 Months $5,000 0.65% 0.65%
1 Year $5,000 1.00% 1.00%
2 Year $5,000 1.65% 1.65%
3 Years $5,000 1.99% 2.00%
4 Years $5,000 2.24% 2.25%
 
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