APY = Annual Percentage Yield. Rates are subject to change at any time. Any applicable fees may reduce the stated APY. Contact any LANCO branch to request a complete Truth-In-Savings disclosure.

Learn about our Savings products

Share Savings Account Rates

Balances	Rate	APY
$25+	0.25%	0.25%

Learn more about our Share Savings Accounts

Share Certificate (CD) Rates

Dividends paid quarterly.
Automatic renewal with 10 day grace period.
A penalty equal to 90 days' dividends will be assessed for early withdrawal.

Term	Minimum	Rate	APY
6 Months	$500	0.85%	0.85%
1 Year	$500	1.00%	1.00%
2 Years	$500	1.74%	1.75%
3 Years	$500	1.99%	2.00%
4 Years	$500	2.24%	2.25%
6 Months	$5,000	0.90%	0.90%
1 Year	$5,000	1.25%	1.25%
3 Years	$5,000	2.24%	2.25%

Kids Certificate (Ages 0-12)

Term	Minimum	Rate	APY
1 Year	$100	0.50%	0.50%

Teen Certificate (Ages 13-17)

Term	Minimum	Rate	APY
1 Year	$250	0.50%	0.50%

Learn more about our Share Certificates

Club Account Rates

$25 minimum balance needed to earn the stated APY.
Automatic renewal. Dividends paid monthly. $10 early withdrawal fee.

Type	APY	When Paid
Christmas Club	0.25%	end of September
Vacation Club	0.25%	end of April

Learn more about our Club Accounts

Money Market Savings Account Rates

Balances	Rate	APY
$1,500 - $9,999.99	0.50%	0.50%
$10,000 - $24,999.99	0.65%	0.65%
$25,000 - $49,999.99	0.85%	0.85%
$50,000+	1.05%	1.05%

Learn more about our Money Market Savings Accounts

Individual Retirement Accounts (IRA) Rates

$25 minimum balance needed to earn the stated APY.
Automatic renewal. Dividends paid monthly.

Balances	Rate	APY
$25 and Over	0.55%	0.55%

Learn more about our IRAs

IRA Certificate (CD) Rates

Non-automatic renewal. Dividends paid quarterly.
A penalty equal to 90 days' dividends will be assessed for early withdrawal.