Personal Loan Rates

Financing for nearly any purpose

A Lanco FCU personal loan or line of credit offers competitive rates and terms. Learn more about personal loans.

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Rates displayed below are accurate as of 11/15/2017 and are subject to change at any time.
APR means Annual Percentage Rate.
Credit Score refers to TransUnion Credit Score.
WSJ Prime = Wall Street Journal Prime Rate (View current WSJ Prime Rate)

Personal Loan

Credit Score APR
750+ 8.99%
700 – 749 9.99%
660 – 699 11.99%
620 – 659 15.99%
Under 620 17.99%

Maximum loan amount varies between $500 and $20,000 based on borrower qualifications.

Personal Line of Credit

Credit Score Variable APR*
750+ 11.25%
700 – 749 12.25%
660 – 699 13.25%
620 – 659 16.25%
Under 620 Not offered

Maximum loan amount varies between $500 and $20,000 based on borrower qualifications.
*Variable rates based on the Wall Street Journal prime rate, plus a margin of 7–12, depending on credit score.

Tuition Reimbursement Loan

Credit Score APR
750+ 8.99%
700 – 749 9.99%
660 – 699 11.99%
620 – 659 15.99%
Under 620 17.99%

Tuition Reimbursement maximum loan amount is $5,000.

Share Secured Loan

Credit Score APR
Any score 2.01%

Loan amount equal to share pledge. Maximum term is 5 years.