LANCO Federal Credit Union The Educated Choice

Online Banking

Enroll in Online Banking

Current Rates

Credit Score refers to TransUnion Credit Score.
APR = Annual Percentage Rate. Rates are subject to change at any time.

Learn about our Personal Loans

Fixed Signature Loan Rates

& Tuition Reimbursement Loan Rates

Credit Score APR
750+ 7.99%
700 – 749 8.99%
660 – 699 9.99%
620 – 659 15.99%
Under 620 17.99%
 

Loan Amounts Available

Credit Score Max. Loan Amount
Signature Line of Credit/Fixed Signature Loan*
750+ $10,000
700 – 749 $7,500
660 – 699 $5,000
620 – 659 $3,000
Under 620 $1,000
Tuition Reimbursment Loan
Any score $5,000
Share Secured Loan
Any score equal to Share pledge

Signature Line of Credit Rates

Credit Score APR
750+ WSJ Prime +7%
700 – 749 WSJ Prime +8%
660 – 699 WSJ Prime +9%
620 – 659 WSJ Prime +12%
Under 620  this product is not available
 

Share Secured Loan Rate

Term APR
up to 5 Years 5.50%
 

 

 
LANCO Federal Credit Union