LANCO Federal Credit Union The Educated Choice

Online Banking

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Current Rates

Credit Score refers to TransUnion Credit Score.
APR = Annual Percentage Rate.
WSJ Prime = Wall Street Journal Prime Rate (View current WSJ Prime Rate)
Rates displayed are accurate as of 10/1/13. Rates are subject to change at any time.

Learn about our Personal Loans

Personal Loan Rates

Credit Score APR
750+ 10.99%
700 – 749 11.99%
660 – 699 12.99%
620 – 659 15.99%
Under 620 17.99%

Maximum loan amount varies between $500 and $20,000 based on borrower qualifications.

Personal Line of Credit Rates

Credit Score APR
750+ WSJ Prime +7%
700 – 749 WSJ Prime +8%
660 – 699 WSJ Prime +9%
620 – 659 WSJ Prime +12%
Under 620  this product is not available

Maximum loan amount varies between $500 and $20,000 based on borrower qualifications.

 

Tuition Reimbursement
Loan Rates

Credit Score APR
750+ 10.99%
700 – 749 11.99%
660 – 699 12.99%
620 – 659 15.99%
Under 620 17.99%

Tuition Reimbursement maximum loan
amount is $5,000.

Share Secured Loan Rate

Term APR
up to 5 Years 2.01%

Loan amount equal to share pledge.

 

 

 
LANCO Federal Credit Union