Savings & Certificates Rates

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Savings Accounts

APY = Annual Percentage Yield. Any applicable fees may reduce the stated APY.
Rates displayed are accurate as of 1/1/2017. Rates are subject to change at any time.

Account Type Dividend Rate APY Min. Balance Requirement Min. Balance to Earn APY
Share Savings 0.01% 0.01% $5.00 $25.00
Kasasa Saver Base 0.05% 0.05% $5.00 $5.00
Kasasa Saver Qualified 0.50% on portion of balance up to $10,000.00 and 0.15% on portion of balance $10,000.01 and above 0.50 – 0.18%* depending on the balance $5.00 $5.00
Money Market Savings 0.10% 0.10% $1,500.00 $1,500.00
Individual Retirement Accounts 0.15% 0.15% ‐‐ $25.00
Christmas Club 0.05% 0.05% ‐‐ $25.00
Vacation Club 0.05% 0.05% ‐‐ $25.00
Hang Ten Savings 0.01% 0.01% ‐‐ $25.00
Additional Savings 0.01% 0.01% ‐‐ $25.00

Certificates

Term Dividend Rate APY Min. Balance Requirement Min. Balance to Earn APY
6 Months 0.20% 0.20% $500 $500
1 Year 0.25% 0.25% $500 $500
2 Years 0.45% 0.45% $500 $500
3 Years 0.60% 0.60% $500 $500
4 Years 0.80% 0.80% $500 $500
5 Years 1.00% 1.00% $500 $500
Kid's 1 Year Ages 0-12 0.50% 0.50% $100 $100
Teen's 1 Year Ages 13-17 0.50% 0.50% $250 $250

*Blended APY calculations are based on an assumed total account balance of $110,000.

The opening balance of Kid’s and Teen’s Certificates must be less than $500.00 to earn the rate advertised. Only one Kid’s or Teen’s Certificate allowed per account. Additional certificates and certificates with opening balances of $500.00 or more will earn the rate of regular certificates.