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| Age of Vehicle | Term | Rate (A.P.R.) |
|---|---|---|
| 3 or less years old | 5 Years | 6.25% |
| 4 years old | 4 Years | 6.25% |
| 5 years old | 3.5 Years | 6.25% |
| 6 years old | 3 Years | 6.25% |
| 7 years old | 3 Years | 6.25% |
| 8 years old | 3 Years | 6.25% |
| Term | Rate (A.P.R.) |
|---|---|
| 3 Year | 8.50% |
| 5 Year | 9.50% |
| 8 Year | 10.00% |
| 12 Year | 10.50% |
Learn more about our Auto Loans
When applying for a loan, LANCO Federal Credit Union will determine the interest rate based on credit history, work history, net income, and current debt. Individual rates may be higher or lower than the advertised rates. We will offer the best possible rate based on your qualifications. All loans are subject to credit approval. Rates are subject to change at any time. APR means Annual Percentage Rate.