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Savings |
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| Term | Current Rate (A.P.R.) |
|---|---|
| 3 Year | 5.99% |
| 5 Year | 5.99% |
| 10 Year | 6.99% |
| 15 Year | 6.99% |
*Loans with 81-90% LTV are offered at our current rate +2%
Learn more about our Fixed Rate Home Equity Loans
| Loan Amount* | Rate** |
|---|---|
| 80% Loan to Value | Prime +1% |
| 81-90% Loan to Value | Prime +3% |
*Loan Amounts up to $100,000
**Tied to Wall Street Journal Prime Rate
Learn more about our Prime Line-of-Credit
| Term | Points | Current Rate (A.P.R.) |
|---|---|---|
| 15 Year | 0 | 6.29% |
| 15 Year | 1 | 5.99% |
| 30 Year | 0 | 6.49% |
| 30 Year | 1 | 6.19% |
Learn more about our Mortgage Loans
When applying for a loan, LANCO Federal Credit Union will determine the interest rate based on credit history, work history, net income, and current debt. Individual rates may be higher or lower than the advertised rates. We will offer the best possible rate based on your qualifications. All loans are subject to credit approval. Rates are subject to change at any time. APR means Annual Percentage Rate.
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