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Certificates (CDs)

With a Certificate (often called "Certificates of Deposit" or "CD"), you will earn a higher dividend rate because your funds are deposited for a fixed period of time. Once a Certificate is opened, additional deposits cannot be made and early withdrawals will incur penalties.

LANCO offers a variety of Certificates with a minimum deposits as low as $500.00. Terms currently range from 6 months to 4 years.

Youth Certificates are available for Kids (ages 0-12) and Teens (ages 13-17).