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Overview
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Platinum Preferred Visa Credit Card
Platinum Visa Credit Card| Features & Benefits | Platinum Preferred | Platinum |
|---|---|---|
| NO Annual Fee |  |
|
| Rates as low as... | 9.99%* | 8.99%* |
| ScoreCard Rewards† | |
- |
| LANCO Rewards† | |
- |
| Limits up to... | $20,000* | $20,000* |
| NO Fees for balance transfers | |
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| NO Fees for cash advances‡ | |
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| Grace period for purchases | 25 Days | 25 Days |
| NO Minimum Interest Charge | |
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| Online Account Services via eZCardInfo.com | |
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| Auto Rental Insurance | |
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| Travel Accident Insurance | Coverage up to $1,000,000 | Coverage up to $250,000 |
| Concierge Service | |
- |
| Falcon 24/7 Fraud Monitoring | |
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| Visa’s Zero Liability policy | |
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| Credit Building/Repairing Options | Platinum Preferred | Platinum |
| College Graduate Card | |
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| Credit Builder Card | - | |
| Share Secured Card | - | |
Features & Benefits Descriptions
ScoreCard Rewards & LANCO Rewards
Earn Bonus Points when you make every-day purchases with your Platinum Preferred Credit Card.
Points can be redeemed through ScoreCard Rewards for brand-name merchandise or exciting travel rewards.
You may also redeem your points through LANCO Rewards for additional LANCO account benefits.
eZCardInfo.com
With eZCardInfo.com you have 24/7 access to your Visa account anytime, anywhere. You can make one-time payments, set up recurring payments, view statements and payment history, view current or pending transactions, set up account alerts and more.
Falcon 24/7 Fraud Monitoring
All transactions that occur on your LANCO Visa Credit Card are monitored 24/7 by Falcon, a fraud monitoring service free of charge to LANCO members. Visit our Falcon FAQ's to learn more.
Visa's Zero Liability Policy
You can feel safe knowing that your LANCO Visa Credit Card is backed by Visa's Zero Liability policy which guarantees that you will never have to pay for any fraudulent charges on your credit card.
* Based on qualifications. Same rates for purchases, cash advances, or balance transfers.
† Every dollar in qualifying purchase transactions minus returns (“Net Purchases”) that you make with a Platinum Preferred credit card earns one point. No points are earned for finance charges, fees, cash advances, foreign transaction currency conversion charges, ATM withdrawals, or insurance charges posted to your account. Points may be redeemed for LANCO Rewards or ScoreCard Rewards. Points will expire every 3 years in November. Call ScoreCard at 800.854.0790 for complete information about ScoreCard Rewards. Call LANCO FCU at 717.569.7180 for complete information about LANCO Rewards.
‡ No grace period for cash advances. The finance charge begins to accrue on cash advances from the date you get the cash advance or from the first day of the billing cycle in which the cash advance is posted to your account, whichever is later.
Current Rates | Visa Credit Cards Tabular Disclosure | Visa Credit Cards Agreement
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