Modified Hours—Tuesday, 7/16: To allow for an all-staff meeting, Lanco FCU branches and drive-thrus will open at 10:00 a.m. on Tuesday, July 16, 2024.
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Why Choose Lanco Federal Credit Union in Lancaster, PA?

If you’re ready to find a new financial institution, then Lanco Federal Credit Union in Lancaster, PA, is just what you need. Our generous dividends on banking services and competitive rates on lending products can help you achieve your financial goals and plan for a better future. Whether you’re looking for personal or business banking, we still pride ourselves on the personal touch and invite you to join us!

All the Banking Services You Need at a Credit Union Near You in Lancaster, PA

As a credit union in Lancaster, PA, we're proud to be able to offer the personal banking services you need with the benefits you want. Instead of paying shareholders, we return excess earnings to our members through competitive rates on deposits and loans, free rewards programs, lower fees, and so much more. To learn more about credit unions, read the difference between a bank and a credit union.

Personal Banking

Easily manage your personal finances at your local credit union. Enjoy your free savings and checking accounts in Lancaster, PA, with low fees, and friendly service.

  • Free Kasasa® checking
  • Club savings accounts
  • Mobile banking
  • Online bill pay

Bank With Ease


Your nearby credit union offers excellent borrowing options with low loan interest rates the funding you need for a big purchase, home renovations, and more.

  • Auto loans
  • Home equity loans
  • Student loans
  • Personal loans

Explore Financing

Business Banking

Choose a business banking partner that offers free accounts and low-cost services with no hidden strings attached.

  • Free business checking, savings,
    or money market account
  • Visa® debit/ATM card
  • Business loans
  • Business line of credit

See Business Solutions

Youth Accounts

We make it easy to help you to teach your children good money habits—from learning to save and balancing a checking account to building credit.

  • Youth savings accounts
  • Report Card Rewards
  • Teen debit card
  • Teen checking account

Build Money Skills

Credit Cards

Enjoy the convenience and security of a Visa credit card, with the excellent rates and service you trust from your credit union in Lancaster, PA. Plus, earn reward points to redeem for rewards.

  • Visa Platinum Credit Card
  • Credit Builder Card
  • Share Secured Credit Card

View Credit Card Options


Homeownership is closer than you think. Our partnership with State Financial Network (SFN) allows us to provide home loans to qualified members.

  • Fixed-rate mortgages
  • Adjustable rate mortgages
  • Mortgage calculators

Become A Homeowner

Certificate Savings

When you want to put your money to work for you and don't need access to it for a specific length of time, a share or IRA certificate may be ideal!

  • Terms from 6 Months to 5 Years
  • Youth certificates available
  • Low minimum deposits

Earn Higher Dividend Rates

Mobile Banking

When you choose Lanco FCU, your accounts are in your hands—literally! You can easily access and manage your accounts from your computer or mobile device to perform any of the following:

  • Check account balances
  • Transfer money
  • Pay bills
  • Manage debit card

Bank On The Go!
Amish cornfields and barns in Lancaster County, PA

Membership Benefits & Services

As a member-owned credit union, Lanco FCU returns excess earnings to its members through competitive rates on deposits and loans, free rewards programs, and lower fees. And with our commitment to customer service and personalized support, you can feel confident that your financial needs are always our top priority. Why settle for less when you can join the premier credit union in Lancaster, PA, and start enjoying the benefits of membership today?

Online Banking

Use our free online and mobile banking services to easily manage your daily finances, including mobile deposits!

  • View balances and history
  • Make deposits and transfers
  • Pay your bills and more

Online Services

Credit Union Promotions

Lanco FCU membership includes value-added services, discounts, and special offers. You always get more when you choose us!

  • Auto loan refinancing
  • Free notary service
  • Retail partner discounts
  • Skip a payment

Credit Union Promotions

Loan EZ Pay

We aim to make your life easier. So, if you need to make an immediate loan payment from your account at another bank or credit union, we have you covered.

Use our REPAY portal to pay by credit card or e-check. A $5.00 convenience fee applies.

Make a Payment

Explore More on Our Blog!

Want to learn more about our credit union and the services we offer? Check out these blog posts!