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Why Choose Lanco Federal Credit Union in Lancaster, PA?

Whether you’re looking for personal or business banking, we still pride ourselves on the personal touch. Just ask our 10,000 members!

Why Choose Us?

3.5/5 (32 Reviews)

All the Banking Services You Need at a Credit Union Near You in Lancaster, PA

As a credit union in Lancaster, PA, we're proud to be able to offer the personal banking services you need, with the benefits you want. Instead of paying shareholders, we return excess earnings to our members through competitive rates on deposits and loans, free rewards programs, lower fees, and so much more.

Personal Banking

Easily manage your personal finances at your local credit union. Enjoy free accounts, low fees, and friendly service.

Free Kasasa® checking
Club savings accounts
Mobile banking
Online bill pay

Loans

Your nearby credit union offers excellent borrowing options with low loan rates and affordable monthly payments.

Auto loans
Home equity loans
Student loans
Personal Loans

Business Banking

Choose a business banking partner that offers free accounts and low-cost services with no hidden strings attached.

Free business checking
Visa® debit/ATM card
Business loans
Business line of credit

Youth Accounts

Your local credit union helps you to teach your children good money habits, from learning to save to building credit.

Youth savings accounts
Report Card Rewards
Youth debit card
Youth checking account

lanco featured benefit image

Featured Benefit for Lanco FCU Members

NO FEE Home Equity Loan^†

Put the equity in your home to work so you can relax. Right now, Lanco FCU is waiving closing costs on home equity loans of $25,000 or more.^†

Enjoy a low, fixed rate
Use the funds for nearly any purpose

Membership Benefits & Services

Online Banking

Use our free online and mobile banking services to easily take care of your daily finances.

View balances and history
Make deposits and transfers
Pay your bills, and more

Online Services

Member News

Stay up to date with what's happening at your credit union:

Credit Union Promotions

Lanco FCU membership includes value-added services, discounts, and special offers.

Auto loan refinancing
Free notary service
Retail partner discounts
Loan rate match
Skip a payment

Loan EZ Pay

Need to make an immediate loan payment from your account at another bank or credit union?

Use our BillingTree portal to pay by credit card or e-check. A $5.00 convenience fee applies.

Become a Member Today

Over 5,000 branches nationwide

TruStage Insurance Agency. Looking for insurance protection? We've got you covered. Find out more.

Discounted insurance offerings just for credit union members

Love My Credit Union Rewards

Exclusive savings for credit union members

- Latest Phone Scam Hits Hard with “Card Fraud”Know how to protect yourself and your account A phone scam is increasingly being reported around the country and locally, targeting your debit card information. And when the scammers are successful at getting the details they’re digging for, they can use it to make large withdrawals from your checking account. How the phone call starts The gist is this—you get a phone call with the caller pretending to be with your bank or credit union’s fraud department. The caller is likely using a spoofed phone number so the incoming number looks legitimate. The caller explains that possible fraudulent activity occurred on your card, and they provide you with fake transaction details so you believe your card was compromised. Under the guise of verifying your identity and helping you get a new card, the caller will attempt to gain your personal information and private banking information. Identify the major red flags of a scam It’s not always easy to identify a phone call as a scam from the start—successful scammers will use many tools to appear legitimate. But when it comes time to gain the information that they need from you, there are some common major warning signs. Red Flags to STOP the Call and Hang Up: The caller asks for your card PIN.Never provide your PIN to anyone—verbally or with your phone keypad. There is no valid reason that a caller will ever request your card PIN.The caller asks you to provide your online banking ID or password.The caller asks you to provide your card or CVV number. Approach incoming calls with caution Even if you think you will never fall for a scam, always be cautious with information that you provide to an incoming caller. One simple step you can take to protect yourself is to hang up and call the business back at a number you know and trust—such as the phone number provided on the back of your debit or credit card or on your account statement. Do not redial from the incoming call or use any other number provided by the caller. Contact us with any questions or concerns If you have any questions about this information, we encourage you to speak with a Lanco FCU representative to learn more. If you suspect that you may have given information to a possible scammer, it is important to contact us so we can take measures to help you protect your information and account. Learn more April 12, 2019— Slick bank phone scam tricks people with fake number, Fox 4 News December 19, 2018— How to Recognize a Credit Card Telephone to Scam, The Balance September 21, 2018— Bank ‘fraud dept’ calls about your card being used somewhere, Medium August 16, 2018— Fraud Alert: Fake Caller ID Scams, Lanco Federal Credit Union 0/5 (0 Reviews)... Read more...

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