Holiday Reminder: Lanco FCU will be closed Monday, May 29 for Memorial Day.

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Why Choose Lanco Federal Credit Union in Lancaster, PA?

Whether you’re looking for personal or business banking, we still pride ourselves on the personal touch. Just ask our 10,000 members!

Why Choose Us?

3.4/5 (129 Reviews)

All the Banking Services You Need at a Credit Union Near You in Lancaster, PA

As a credit union in Lancaster, PA, we're proud to be able to offer the personal banking services you need, with the benefits you want. Instead of paying shareholders, we return excess earnings to our members through competitive rates on deposits and loans, free rewards programs, lower fees, and so much more. If you want to learn more about credit unions, read what the difference is between a bank and a credit union.

Personal Banking

Easily manage your personal finances at your local credit union. Enjoy free accounts, low fees, and friendly service.

Free Kasasa® checking
Club savings accounts
Mobile banking
Online bill pay

Loans

Your nearby credit union offers excellent borrowing options with low loan rates and affordable monthly payments.

Auto loans
Home equity loans
Student loans
Personal Loans

Business Banking

Choose a business banking partner that offers free accounts and low-cost services with no hidden strings attached.

Free business checking
Visa® debit/ATM card
Business loans
Business line of credit

Youth Accounts

Your local credit union helps you to teach your children good money habits, from learning to save to building credit.

Youth savings accounts
Report Card Rewards
Teen debit card
Teen checking account

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Featured Benefit for Lanco FCU Members

Co-Op Shared Branch Network

Going on vacation can be stressful. With Shared Branching, you have one less item to check off your list. Access your account at over 5,600 branches nationwide.

Search online for a shared branch near you
or, click the button below to learn more about finding and using a Co-Op Shared Branch credit union.

Membership Benefits & Services

Online Banking

Use our free online and mobile banking services to easily take care of your daily finances.

View balances and history
Make deposits and transfers
Pay your bills, and more

Online Services

Member News

Stay up to date with what's happening at your credit union:

Credit Union Promotions

Lanco FCU membership includes value-added services, discounts, and special offers.

Auto loan refinancing
Free notary service
Retail partner discounts
Skip a payment

Loan EZ Pay

Need to make an immediate loan payment from your account at another bank or credit union?

Use our BillingTree portal to pay by credit card or e-check. A $5.00 convenience fee applies.

Become a Member Today

Limited-Time Certificate Specials

No-Cost AD&D Insurance.

Discounted insurance offerings just for credit union members

Tax prep savings for credit union members

- The Impact of Stimulus Payments on Your TaxesGet the answers you’re looking for about what the Economic Impact Payment means for your 2020 taxes What a year 2020 has been! New Year’s celebrations were barely over when the coronavirus turned things topsy-turvy. But one bright spot for 159 million people was the $1,200 Economic Impact Payment that appeared in their mailbox or checking account. If you didn’t receive a payment, you may be wondering, why? And if you did, you may be wondering, what’s the catch? We are here to help put your mind at ease, so let’s tackle your questions, one by one. Do I owe tax on the money I received? That’s an easy one: No. The stimulus payment was designed to impact the economy, not your taxes, so it won’t reduce your 2020 refund or increase your tax due. I didn’t get a payment – why? If your income for 2019 or 2018 was over $75,000 ($150,000 if you filed jointly, $112,500 if you were head of household), then your payment was reduced by $5 for every excess $100 you earned. And if you didn’t file a tax return for either year, you may not have gotten a payment. But don’t despair, you still may be entitled to payment. Really? What can I do now? If you were supposed to file a 2019 tax return and didn’t, file right away. If your income was too low to file, at IRS.gov you can click on the tab marked “Non-filers” and fill in your basic information. If the IRS determines you are eligible for a payment, they will send it to you. What if my income has gone down? If your 2019 income was too high for you to receive a payment, but your income this year is much lower, you are in luck. You can claim your stimulus payment on your 2020 income tax return, and it increase the refund you receive (or reduce any tax due). My 2020 income is higher than in 2019 – will the government want the money back? No. If you received a stimulus payment based on lower income in 2019, that payment is yours to keep even if your income increased above the threshold in 2020. When it’s time to file your taxes TurboTax is here to help! From simple to complex taxes, TurboTax® has you covered. And when you need help, real experts are standing by — and can even do your taxes for you, start to finish with TurboTax Live®. Getting your biggest possible tax refund has never been easier. And as a credit union member you can save up to $15 on TurboTax. Click here to get started today! The information in this article for general educational purposes only and not intended to provide specific advice or recommendations. Please discuss your particular circumstances with an appropriate professional before taking action. 0/5 (0 Reviews)... Read more...

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