Why Choose Lanco Federal Credit Union in Lancaster, PA?
If you’re ready to find a new financial institution, then Lanco Federal Credit Union in Lancaster, PA, is just what you need. Our generous dividends on banking services and competitive rates on lending products can help you achieve your financial goals and plan for a better future. Whether you’re looking for personal or business banking, we still pride ourselves on the personal touch and invite you to join us!
Featured Benefit for Lanco FCU Members
New Online Banking Site on Tuesday, 9/26
We’re excited to bring you a seamless banking experience whether you’re online or on your mobile device, with a new online banking site launching on Tuesday, September 26.
- Your username and password will remain the same
- Only limited downtime expected, around 9:00 a.m. on 9/26
- Members using our mobile app today are a step ahead
All the Banking Services You Need at a Credit Union Near You in Lancaster, PA
As a credit union in Lancaster, PA, we're proud to be able to offer the personal banking services you need with the benefits you want. Instead of paying shareholders, we return excess earnings to our members through competitive rates on deposits and loans, free rewards programs, lower fees, and so much more. To learn more about credit unions, read the difference between a bank and a credit union.
Personal Banking
Easily manage your personal finances at your local credit union. Enjoy your free savings and checking accounts in Lancaster, PA, with low fees, and friendly service.
- Free Kasasa® checking
- Club savings accounts
- Mobile banking
- Online bill pay
Bank With Ease
Loans
Your nearby credit union offers excellent borrowing options with low loan interest rates the funding you need for a big purchase, home renovations, and more.
- Auto loans
- Home equity loans
- Student loans
- Personal loans
Explore Financing
Business Banking
Choose a business banking partner that offers free accounts and low-cost services with no hidden strings attached.
- Free business checking, savings,
or money market account - Visa® debit/ATM card
- Business loans
- Business line of credit
See Business Solutions
Youth Accounts
We make it easy to help you to teach your children good money habits—from learning to save and balancing a checking account to building credit.
- Youth savings accounts
- Report Card Rewards
- Teen debit card
- Teen checking account
Build Money Skills
Credit Cards
Enjoy the convenience and security of a Visa credit card, with the excellent rates and service you trust from your credit union in Lancaster, PA. Plus, earn reward points to redeem for rewards.
- Visa Platinum Credit Card
- Credit Builder Card
- Share Secured Credit Card
View Credit Card Options
Mortgages
Homeownership is closer than you think. Our partnership with State Financial Network (SFN) allows us to provide home loans to qualified members.
- Fixed-rate mortgages
- Adjustable rate mortgages
- Mortgage calculators
Become A Homeowner
Certificate Savings
When you want to put your money to work for you and don't need access to it for a specific length of time, a share or IRA certificate may be ideal!
- Terms from 6 Months to 5 Years
- Youth certificates available
- Low minimum deposits
Earn Higher Dividend Rates
Mobile Banking
When you choose Lanco FCU, your accounts are in your hands—literally! You can easily access and manage your accounts from your computer or mobile device to perform any of the following:
- Check account balances
- Transfer money
- Pay bills
- Manage debit card
Bank On The Go!
Who Can Apply to Be a Member of Lanco FCU?
If you are ready to take advantage of all our programs and services, you may be ready to see if you qualify for membership. We believe everyone should have access to the financial services and support needed to reach their goals. That's why we welcome all those who live, work, worship, or attend school in Lancaster County to become a member of our credit union.
Immediate family members or household members of eligible people are also invited to apply for membership. Businesses and other legal entities headquartered in Lancaster County may also qualify for membership. If you are over the age of 18 and would like to open a personal account in Lancaster, PA, a savings and rewards checking account you can apply online. You just need a $5 minimum deposit to become a member of Lanco Federal Credit Union. You can also visit a branch to open a personal or business account.
Membership Benefits & Services
As a member-owned credit union, Lanco FCU returns excess earnings to its members through competitive rates on deposits and loans, free rewards programs, and lower fees. And with our commitment to customer service and personalized support, you can feel confident that your financial needs are always our top priority. Why settle for less when you can join the premier credit union in Lancaster, PA, and start enjoying the benefits of membership today?
Online Banking
Use our free online and mobile banking services to easily manage your daily finances, including mobile deposits!
- View balances and history
- Make deposits and transfers
- Pay your bills and more
Member News
Stay up to date with what's happening at your credit union:
- New Online Banking is Here!
- Newsletter: Summer 2023
- System Maintenance, Sunday 6/25
- Become a Lanco FCU Credit Union Volunteer
Credit Union Promotions
Lanco FCU membership includes value-added services, discounts, and special offers. You always get more when you choose us!
- Auto loan refinancing
- Free notary service
- Retail partner discounts
- Skip a payment
Loan EZ Pay
We aim to make your life easier. So, if you need to make an immediate loan payment from your account at another bank or credit union, we have you covered.
Use our REPAY portal to pay by credit card or e-check. A $5.00 convenience fee applies.
Why Should You Choose Us as Your Financial Institution?
When you choose Lanco FCU as your financial institution, you join a community of like-minded individuals and families in Lancaster, PA, committed to achieving their financial goals, such as saving for college or paying down debt. Our focus is on providing you with the personalized service and support you need when you need it. From competitive rates on deposits and loans to innovative financial solutions that help you save time and money, Lanco FCU is the premier choice for personal banking services in Lancaster, PA.
Convenient Locations
Not only do we have mobile and telephone banking services that allow you to access and manage your account 24/7/365, but we also have three convenient locations in Lancaster County:
- 349 West Roseville Road, Lancaster
- 4213 Oregon Pike, Ephrata
- 2516 Willow Street Pike N, Willow Street
Insured by the NCUA
Banks may say they are "Member FDIC," meaning deposits are federally protected. Similarly, our credit union is insured by the National Credit Union Association (NCUA), which helps ensure we operate safely and soundly. It also protects your deposits up to $250,000 per member, so you can feel confident that your money is always secure and protected.
The Products and Services You Need
We offer various personal banking services to help you achieve your goals and plan for a better future. With checking, savings, mobile deposits, and other solutions, we make it easy to manage your finances on your own terms. Plus, feel assured that you have a trusted partner, with friendly representatives ready to help online, by phone, or just down the street.
Become a Member of Our Credit Union in Lancaster, PA, Today!
Choosing a financial institution is an important decision and one that can have a significant impact on your life. At Lanco FCU, we know that you want more than just a bank. You want a partner to help you achieve your financial goals and plan for a better future. That's why we're proud to be the top credit union in Lancaster, PA, offering the personal banking services, business accounts, competitive rates, and member benefits that you need to succeed. So why wait? Become a member of Lanco FCU today!
Explore More on Our Blog!
Want to learn more about our credit union and the services we offer? Check out these blog posts!
