Can Anyone Join Lanco Federal Credit Union in Lancaster, PA?
Are you looking to move on from your frustrations with your big banking institution? Excited to bank with a credit union that is a part of your community? Wondering how to join a federal credit union? Lanco Federal Credit Union has been serving the everyday financial needs of people in Lancaster County, PA since 1965.
As a member-owned, not-for-profit financial institution, Lanco FCU returns excess earnings to our members in the form of competitive dividend rates paid on savings accounts, competitive interest rates on loans, and additional products and services. These are just a few of the benefits you can start enjoying today when you join and become a member of Lanco Federal Credit Union.
Who can join Lanco Federal Credit Union in Lancaster, PA?
Membership for Individuals and Families
You can join Lanco FCU if you:
- Live in Lancaster County, PA
- Work in Lancaster County, PA
- Worship in Lancaster County, PA
- Attend School in Lancaster County, PA
To become a member, you can choose to apply online or apply for membership in person.
Membership eligibility is also extended to immediate family members or household members of eligible persons. Immediate family members include spouse, child, sibling, parent, grandparent, or grandchild, including stepparents, stepchildren, stepsiblings, and adoptions. Household members are people living in the same residence as a single economic unit.
Membership for Small Businesses and Organizations
Credit union membership benefits are available for more than just personal banking needs. Lanco Federal Credit Union offers accounts and services perfect for small businesses, organizations and clubs based in Lancaster County, PA. Learn more about Lanco FCU membership for small businesses.
Open Your Account Online
If you are over the age of 18 and would like to open an account for your personal banking, you can apply online! Just choose the rewards you want to earn, and apply in less than 10 minutes:
I want a
Really High APY
For those with high interest in earning the best rates, choose Kasasa Cash® Checking!
Earn a great rate on checking account balances and ATM fee refunds.*
I want to
Earn Cash Back
Join Lanco FCU with our most popular account: free Kasasa Cash Back® Checking.
Get rewarded with cash back on debit card purchases and ATM fee refunds!*
I just want to
Join Lanco FCU
If a new checking account isn’t important to you right now, this is the option for you:
Join Lanco FCU with just a share savings account, and enjoy the benefits of membership.
Open Your Account in Person
If you prefer to open your account in person, we welcome you to join our federal credit union in Lancaster, PA, by following our easy, in-branch membership process.
Visit One of Our Branch Locations with Just a Few Items
Come see us in person at any Lanco FCU branch near you. All three of our locations have fast and helpful in-person lobby service. When you request to open an account with Lanco FCU, we’ll ask for some information and documents to establish your identity and membership eligibility.
Photo ID
Bring valid, government-issued photo ID for each person on the account.†
Personal Info
Know birth dates and Social Security numbers for all account owners.
Minimum Deposit
Bring $5.00 to open your Share Savings account and maintain membership.
Contact us to schedule an appointment or stop in anytime at your convenience.
Do You Still Have Questions? Contact Us Today!
We are proud to offer financial services and information to the people of Lancaster County, and we want to continue helping this community grow and thrive! If you have any questions about our offerings or how we can help you achieve your goals, don’t hesitate to contact us!
Call Lanco Federal Credit Union in Lancaster, PA, at (717) 569-7180 if you have any questions or need help to apply, or reach out via our contact form below to receive assistance from our Member Specialists.
*There is no minimum balance or monthly fee for Lanco FCU checking accounts; Lanco FCU membership with a minimum $5.00 share savings deposit is required to open an account. For Kasasa Cash® and Kasasa Cash Back® checking: account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements may apply. APY means Annual Percentage Yield. Rates and rewards are variable and may change after the account is opened. Lanco FCU does not impose a fee for ATM withdrawals from a Kasasa checking account; fees for ATM withdrawals outside of the U.S. are not eligible for reimbursement. When qualifications are met, rewards earned are credited to the account on the last calendar day of the month. When qualifications are not met, rewards are not earned. Learn more about Kasasa checking or call (717) 569-7180 to speak with a Lanco FCU representative. Kasasa, Kasasa Cash, and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
†If your photo identification reflects an address outside of Lancaster County, PA, you may need to provide additional documentation to establish your eligibility to join Lanco FCU. For example, a recent paystub showing employment within Lancaster County, or a church directory, school transcript or tuition bill showing attendance within Lancaster County. For more information, please call us at (717) 569-7180 to verify membership eligibility and requirements.