Website Privacy Policy
Last updated 3/25/2021
This policy applies to Lanco Federal Credit Union’s website, www.lancofcu.com. If our Website Privacy Policy changes, we will immediately post those changes to our website. Any such changes will be effective upon posting, unless otherwise stated in the change.
Information we collect
Your Personal Information
We do not automatically collect or require you to provide personal information when you visit or use our website. You may choose to use optional online services provided by us, such as account applications, contact forms, payment portals, online banking, or mobile apps, which will require you to provide personal information. When you use these services, we may collect personal information from you such as your name, e-mail address, phone number, and mailing address. As reasonably required for the services you are requesting, we may also collect information from you such as your account number, username and password, social security number, driver’s license number, and payment information.
Lanco Federal Credit Union uses encryption technology such as Secure Socket Layer (SSL) to protect information you enter and submit from our website. We use the information you provide online to respond to your needs and service your accounts.
U.S. Consumer Privacy Policy
Lanco Federal Credit Union is committed to protecting the privacy of its members. Federal law gives consumers the right to limit some but not all sharing. Download a copy of our Privacy Notice for details about how we collect, share, and protect your personal information.
Usage and Other Information
We or our third-party partners use analytics tools on our website, including cookies, web beacons, or other technologies to gather anonymous statistics about your use of our online services. Information we collect with these services include non-personal information such as your IP address, operating system, browser version, the website that linked you to our site, and the pages of our website that you access. One such tool that we use on this website is Google Analytics, a service provided by Google, Inc. Google Analytics uses cookies, which are text files placed on your computer, to help analyze how visitors use our website. Information transmitted and stored by Google includes data such as your IP address, location, browser, device, and date and time of the visit. Google will not associate your IP address with any other data held by Google. You can learn more about Google Analytics and privacy here: https://support.google.com/analytics/answer/6004245. You may disable cookies or delete any individual cookie by using your browser’s settings tools.
Online and Mobile Banking Services
In addition to collection and usage of information as described above, the use of your information that you provide or we collect in relation to our online or mobile services may be described in further detail within the terms of use or user agreement applicable to the service in which you opt to enroll. These agreements can be reviewed on our website and within the applicable service:
If you opt to enroll in Lanco Federal Credit Union’s card management app, MyLancoCards, please also be aware of the following:
MyLancoCards (“the Solution”) periodically collects, transmits, and uses geolocation information for enabling features that prevent fraudulent card use and alerts, but only if you (“the End User”) expressly authorize collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. The End User can change his/her/their location permissions at any time in their device settings.
How we use collected information
We use the collected information described above as needed for ordinary business purposes, such as:
- Responding to your inquiries;
- Processing applications;
- Verifying your identity;
- Preventing fraud;
- Preventing unauthorized access of your account or our online services;
- Performing analytics related to your use of our services, including your responses to our marketing e-mails or advertisements;
- Monitoring the performance of our services;
- For any other purposes that we may specify at the time you provide your personal information.
Links to Third-Party Websites
To provide you with additional information, access to partner services or offers, or access to optional convenience services, Lanco Federal Credit Union may provide links to websites not owned or operated by Lanco Federal Credit Union (“third-party websites”). We do not control any of those sites and are not responsible for the privacy or security of those sites. The privacy and security practices of third-party websites may be different than our practices. If you choose to visit a linked third-party website, we encourage you to review the privacy policy of that site prior to entering any non-public personal information.
Child Online Privacy and Protection
Lanco Federal Credit Union does not actively solicit or knowingly collect data from children under 13 years of age without obtaining consent from a parent or legal guardian.
How to Contact Us
If you have any questions about Lanco Federal Credit Union’s privacy practices, please contact us at (888) 318-4222 or by writing to Lanco Federal Credit Union, 349 West Roseville Road, Lancaster, PA 17601.