Keep More of Your Money. Join Lanco Federal Credit Union in Ephrata, PA!

When you have a carefully planned budget, unexpected fees from your bank can throw you off course. Whether it’s a monthly service fee, an excessive transaction fee, or some other charge just for having an account, it can be infuriating to pay money to use your money. You deserve to keep more of your hard-earned cash, not pay it to a for-profit financial institution.

If you switch to Lanco Federal Credit Union in Ephrata, PA, you can easily avoid these fees and even earn money back! Since we’re a not-for-profit institution, excess earnings get returned to our members through lower interest rates on lending products, lower fees, and payment of higher dividends and rewards. Plus, it’s easy to become a member of our federally insured credit union—apply today!

Become A Member

Thrive Financially with Excellent Benefits from Our Credit Union in Ephrata, PA

After becoming a member of our credit union, you’ll start a new banking relationship where you can thrive, not merely survive. In addition to personal banking options—like savings and checking accounts—we also have lending and business products and services to best fulfill your needs. With any of our accounts, you’ll enjoy great benefits, like:

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Always Low-Interest Rates

Whether you’re buying a home, going to college, or need an auto loan for that dream car, you can count on us to provide competitively low-interest rates on all our lending products—just for being a member!

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Convenient Locations

Lanco FCU has a branch located in Ephrata, PA—near where you live or work. However, if you’re out and about in Lancaster County, we have several available branches and ATMs to serve you where it’s convenient.

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Free Extras & Cost Savings

We’re more than just a place that houses your savings account or offers personal loans. We have free services like coin counters and notary services. Plus, we offer exclusive savings on insurance offerings, tax prep, and more.

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How We Can Help Accomplish Your Financial Goals

We know that finances are an essential part of your life, and that’s why for over 57 years, we’ve helped people just like you with the financial services they need. Whether you want to pay down debt, save for a home, start a business, or go to school, Lanco Federal Credit Union in Ephrata, PA, is here for you. Our convenient location is in the shopping center of Schaum’s Corner, right at the intersection of Oregon Pike (Route 272) and Newport Road (Route 772).

Brownstown Branch

4213 Oregon Pike, Ephrata, PA 17522

  • Lobby Service
  • Walk-Up ATM
  • Walk-Up Night Deposit

Lobby Hours:

MON 9:00 am – 5:00 pm
TUE 9:00 am – 5:00 pm
WED 9:00 am – 5:00 pm
THU 9:00 am – 5:00 pm
FRI 9:00 am – 6:00 pm
SAT Closed
SUN Closed

Personal Account Services

If you’ve never had a bank pay you to use your debit card, you’re missing out. At Lanco Federal Credit Union in Ephrata, PA, you can sign up for a FREE Kasasa Checking Account and choose the reward that best suits you—2.5% cash back on debit card purchases (up to $8.50/month*) or 4.00% annual percentage yield on balances up to $10,000*.

We also have savings products with low minimum balances and no monthly fees to help you reach your savings goals. Plus, manage your accounts with ease by using our online banking and mobile app!

A woman sits on her couch and completes a transaction on her mobile phone.
A woman smiles as she applies for a loan for her small business.

Business Account Services

Keeping separate finances between your business and personal accounts is essential for record-keeping purposes, and we make it easy to have both! If you have a business or organization headquartered within Lancaster County, PA, you are also eligible to join our credit union.

Our business checking accounts have no minimum balance, so whether you are just starting your business or have been in business for years, we can help! We also have savings accounts, Visa credit cards, and small business loan options available.

Lending Services

At Lanco Federal Credit Union in Ephrata, PA, we know that sometimes you need a loan to get ahead in life. Whether that’s to buy a car to get to work, a home equity line of credit to make your home more energy-efficient, or a student loan to get a necessary education, we have a loan option for you.

We also have consolidation loans and refinanced auto loan options, so you can take advantage of lower interest rates than traditionally offered by other lenders. Combine those rates with flexible repayment terms, and you have easy lending choices.

A young couple dressed in black clothing signs loan documents at a bank.

Become A Member

Becoming a Member of Lanco Federal Credit Union in Ephrata, PA, Is Easy!

Why pay extra money to a bank just to use your account when you could earn cash on everyday purchases instead with a Kasasa Cash Back checking account from Lanco FCU? Our federal credit union in Ephrata, PA, cares about your finances and wants to help you achieve your life goals through affordable financial products. With a branch near where you work and live, robust internet and mobile banking options, and friendly, smiling faces ready to help you, there is no better choice than Lanco FCU!

Joining our credit union is as easy as 1, 2, 3!

  1. Check your eligibility—Anyone who lives, works, worships, or attends school in Lancaster County, Pennsylvania, or businesses headquartered in Lancaster County, Pennsylvania, is eligible for membership.
  2. Open Your Membership Share—Apply online or in-person at any of our branches with a share savings deposit of $5 or more.
  3. Enjoy the Benefits—Whether you join for the generous dividends and rewards or the low-interest rates on our lending products, you’ll always enjoy great benefits and savings as a member of Lanco FCU.

Become A Member

*As of 2/1/2024. No minimum deposit is required to open a Kasasa Cash or Kasasa Cash Back checking account, and there is no minimum balance to earn rewards. Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. Rates and rewards are variable and may change after the account is opened. APY means Annual Percentage Yield. Contact a Lanco FCU representative for additional information, details, restrictions, reward calculations, processing limitations, cycle dates, and enrollment instructions.