Convenient City Banking from a Credit Union on King Street in Lancaster City, PA
Lanco Federal Credit Union is now open in the heart of downtown Lancaster. Step inside our newest full service branch at 149 East King Street, just steps from Penn Square, Central Market, and the businesses, shops, and historic landmarks that make Lancaster City one of Pennsylvania’s most beloved downtowns.
Whether you live close by in a rowhome, run a small business along Queen Street, or commute into the city for work, our Lancaster City branch brings local, member-owned banking right to your block. As a not-for-profit credit union, every decision we make is built around helping our neighbors save more, borrow smarter, and bank with people who actually know the area.
Why Choose a Credit Union Instead of a Bank? The Benefits!
When it comes to choosing a place to save your money, take out a student loan, or get business banking services, we know you have options, but we think Lanco FCU is a pretty great one! As a not-for-profit credit union owned by our members, we put money back where it belongs — with you. That means competitive rates and real value on the products and services you actually use.

Bigger Cost Savings
Unlike banks which send profits to its shareholders, Lanco FCU puts earnings back into the hands of our members — through lower loan rates, fewer fees on checking and savings, and better dividends and rewards.

Ability to Earn More
With checking account options that allow you to earn cash back on purchases or earn high dividends on balances, you can grow your savings faster when you bank with our credit union in Lancaster, PA!

Easy Account Management
Lanco FCU members can easily access their accounts with free online and mobile banking. Whether you want a convenient way to pay bills, deposit checks, or control your debit card, the Lanco FCU app can do it!
Lancaster City Branch
149 E King St, Lancaster, PA 17602
- Lobby Service
Lobby Hours:
MON 9:00 am-5:00 pm
TUE 9:00 am-5:00 pm
WED 9:00 am-5:00 pm
THU 9:00 am-5:00 pm
FRI 9:00 am-6:00 pm
SAT Closed
SUN Closed
Personal Banking
Whether you need a simple checking account that rewards you, a savings account to watch your money grow, or a personal credit card with rewards and low rates, Lanco FCU has you covered!
We have something for everyone in the family. If you have children, our youth accounts allow you to partner with your child to encourage saving on a regular basis and teach financial responsibility. Check out all our personal account options today!


Business Banking
Did you know we offer business checking, savings, credit cards, and small business loans? If you own a business and need separate checking or savings accounts to manage its finances, Lanco FCU can help!
We’re a credit union in Lancaster, PA, that cares about your small business and wants to see it succeed! Learn about how to become a business member with Lanco FCU to enjoy the benefits of a local credit union.
Lending
Need an auto loan, home equity loan, or a line of credit? We make it easy to apply for loans like these and others, including mortgages, student loans, and personal loans.
Why go to a private bank or lender and be charged exorbitant annual fees and extremely high interest rates when you can trust your credit union to help with lending at competitively low rates? Choose the right lending option for you and apply today!

Ready to Apply for an Account with Lanco FCU?
Joining our credit union is as easy as 1, 2, 3!
Enjoy the Benefits—Whether you join for the generous dividends and rewards or the low-interest rates on our lending products, you’ll always enjoy great benefits and savings as a member of Lanco FCU.
Check your eligibility—Anyone who lives, works, worships, or attends school in Lancaster County, Pennsylvania, or businesses headquartered in Lancaster County, Pennsylvania, is eligible for membership.
Open Your Membership Share—Apply online or in-person at any of our branches with a share savings deposit of $5 or more.
As your local community credit union, Lanco FCU is committed to helping you achieve your life goals. You can access our credit union’s accounts and banking services near you when you become a member with a share savings deposit of $5.00 or more. There’s no fee to join, and applying is easy to do online or in-person at one of our branches. Get started today to enjoy the benefits of Lanco FCU membership!