Get the Free Business Checking You Need with the Perks You Want!
As a business owner, we know that you have a million tasks on your plate. Resolving issues with your financial institution shouldn’t be one of them. With Lanco Federal Credit Union’s free business checking, we make it easy to conduct your business transactions, giving you more time to focus on what’s important—growing your company.
Free Checking with No Strings Attached!
One of the first rules in owning and operating a business is to separate business transactions from personal transactions. Not only is this separation necessary for tax purposes, but it prevents you from using too much of your personal finances for business purposes and vice versa. Lanco FCU offers free business checking to all types of companies, including sole proprietors, limited liability companies, partnerships, and corporations.
At Lanco FCU, we provide so much more than a simple bank account. We offer products and services you need, like checking and savings accounts, business debit cards, and loans and lines of credit. Not only that, but when you work with our credit union, you can manage your business checking online or over the phone and get friendly, personalized service from your neighbors right here in Lancaster, PA! Check out all these benefits that you get with a free business checking account.
No Minimum Balance
If you’re tired of other banks charging you fees for going below a minimum threshold, Lanco FCU has the solution for you! Just maintain your $5 membership share to ensure you remain a member of our fantastic credit union! Our business checking accounts feature no minimum balance requirements.
No Monthly Fees
Forget monthly service fees! We don’t require a certain number of transactions or cash deposits per month, so we never apply ridiculous fees to your account for missing those marks. Your business works hard to earn its money, and we believe you should keep more of it—not give part of it to your financial institution.
No Per-Transaction Charges
If your customers’ money is being deposited directly into your account, you’ll enjoy no fees when you open a business account with Lanco FCU! Some providers can charge between 0.5% and 5% of the transaction plus fixed fees, but when you trust your business accounts with us, you won’t have to worry!
Free Business Starter Checks
Get started with your business transactions right away with a free starter pack of duplicate checks. Want customized checks? Choose to get a $10.00 credit toward your choice of business checks instead of the starter pack. Either way, you’ll be able to use your free business checking account from Lanco FCU with ease!
Low-Cost Overdraft Protection
A transaction you forgot to subtract from your balance, a deposit that didn’t go through as planned—whatever caused an overdraft on your account, we have services in place to protect you from excessive fees and returned items. Eligible members can enjoy added peace-of-mind with Overdraft Privilege.
Use of a Visa Debit Card
Business banking with Lanco FCU is even easier with a Visa® debit card that you can use for purchases anywhere that accepts Visa! You’ll get the card instantly at every Lanco FCU branch, so you don’t have to wait weeks for the card to arrive in the mail. Plus, you can manage your card in the MyLancoCards app!
Other Convenient Services to Help You Manage Your Account
Business owners in Lancaster, PA, know that you need a reliable financial institution that cares about your success as much as you do. So many companies turn to Lanco FCU for this very reason. We do our best to ensure that you have all the services you need, all under one roof!
From purchasing money orders and stamps to having your documents notarized for free, you can count on us to help you when you need it! You can also take advantage of our other account types available, like business savings accounts, Visa cards, lending services, and more. You can also manage your business checking online or over the phone. Other fantastic services from Lanco FCU include:
- Easily make purchases with your free Lanco FCU Visa debit card
- Check balances, transfer funds, pay bills, and more with free online banking and bill payer
- Have convenient, digital access to your monthly statements by enrolling in free E-Statements
- Easily check balances and transfer funds on the go with the free Lanco FCU mobile app
- Call anytime to manage your account with Gabby—Lanco FCU’s free automated phone teller
- Easily send invoices and receive customer payments with Autobooks in the Lanco FCU app
For a Free Business Checking Account with All the Benefits You Want, Choose Lanco FCU!
We understand that starting and operating a business comes with an endless to-do list. But crossing off “open a free business checking account” has never been easier than it is with Lanco FCU! We value our members—so much that we offer incredible benefits that you won’t find anywhere else!
From allowing you to keep more of your hard-earned money by eliminating standard fees that other financial institutions charge to managing your business checking online, let Lanco FCU help with the financial aspects of your business. We want to see you succeed, and we’ll help you get there.