Get the Best Loan Rates with Our Limited-Time Offer

Get up to 1.00% APR off Personal & Home Equity Loans*

Add Up Your Member Discount

Members enjoy up to 1.00% APR off personal and home equity loan rates*

Lanco Federal Credit Union appreciates when members choose the credit union’s accounts and services, and we want to show our thanks with even greater savings. Right now, you can get a discounted loan rate of up to 1.00% APR off* our already low rates.

Take 0.25% off* for each of these accounts or services you have:

Whether you already have all the qualifying items above, or if you add them before loan signing, you could get a total of up to 1.00% off your approved APR on your next personal loan or home equity loan.*

Lower the rate of your next personal loan, home equity loan or both.

You can count on Lanco FCU for excellent loan rates and terms, and we’re here to help you consolidate debts, cover a big purchase, or refinance into a better monthly payment. Here are just a few ideas on what you could use your member loan rate discount toward…

  • Paying off high-interest credit cards with a fixed, low rate
  • Repairing or replacing your major home appliances
  • Financing pet surgery or emergency care
  • Covering nearly any large purchase or expense

View current personal loan rates | View current home equity loan rates

Apply for your loan online

Have questions? Call us at (717) 569‑7180 or (888) 318‑4222 to speak with a lender.

*To be eligible for each item’s discount, the product or service described must exist on the borrower’s account prior to loan signing. For personal loans: This discount can be applied to a personal loan of $10,000 or more, new money only, with a rate floor of 5.99% APR. Payment example—A loan of $10,000 at 5.99% APR would require 36 monthly payments of $299.66. For home equity loans: This discount can be applied to a 2nd-lien home equity loan of $25,000 or more, new money only, with a minimum term of 5 years and rate floor of 2.99% APR. Discount cannot be applied to 1st-lien home equity loans. Closing costs exist and may affect APR. Payment example—A loan of $25,000 at 2.99% APR would require 60 monthly payments of $449.11. This offer cannot be combined with other promotional rates or discounts; it cannot be applied to a line of credit, existing Lanco FCU loan, or a refinance of an existing Lanco FCU loan. Offer accurate as of 1/24/2022 and may be changed or withdrawn at any time. Ask a Lanco FCU representative for details.
To be eligible for 0.25% discount for having another Lanco FCU loan or credit card, the borrower of the new loan must be the borrower or coborrower on a Lanco FCU loan or credit card that is currently open or was open with a balance greater than $0.00 at any time on or after 10/31/2020.