Get the Best Loan Rates with Our Limited-Time Offer

Funds for nearly any purpose, rates as low as 7.99% APR*

Add Up Your Member Discount

Members enjoy up to 0.75% APR off personal loan rates*

Lanco Federal Credit Union appreciates when members choose the credit union’s accounts and services, and we want to show our thanks with even greater savings. Right now, you can get a discounted loan rate of up to 0.75% APR off* our already low rates when you borrow $7,500 or more.

Take 0.25% off* for each of these products or services you have:

  • Active debit card
  • Direct deposit
  • Automatic loan payment

Enjoy a fixed rate as low as 7.99% APR*

You can count on Lanco FCU for excellent loan rates and terms, and we’re here to help you consolidate debts, cover a big purchase, or refinance into a monthly payment that works better for your budget. Here are just a few ideas on what you could use your member loan rate discount toward…

  • Paying off high-interest credit cards with a fixed, low rate
  • Repairing or replacing appliances
  • Financing pet surgery or emergency care
  • Funding your dream vacation or wedding
  • Covering nearly any large purchase or expense

View current personal loan rates

Apply for your loan online

Have questions? Call us at (717) 569‑7180 or (888) 318‑4222 to speak with a lender.

*Offer current as of 1/1/2023 and may be changed or withdrawn at any time. Member can earn a total of 0.75% off their approved personal loan APR by meeting the following criteria: (1) 0.25% rate discount by having a Lanco FCU debit card on their account at time of loan application with at least one purchase made within prior 30 days; (2) 0.25% rate discount by receiving income via direct deposit at least once per month; (3) 0.25% rate discount by setting up a recurring Lanco FCU automatic transfer or payment by ACH origination at the time of loan closing; and (4) personal loan opened with balance of at least $7,500 new money. Advertised APR reflects 0.75% discount applied to current personal loan rate for a borrower with credit score of 750 or higher. Rates vary based on borrower qualifications and are subject to change. This offer cannot be combined with other promotional rates or discounts. Payment example: A $7,500 personal loan at 7.99% APR would require 48 monthly payments of $183.06.