Limited-Time: Personal Loan Promotional Rate

Personal loan rates as low as 4.99% APR* Limited Time Only

Funds for nearly any purpose, with an excellent rate!

A personal loan from Lanco FCU can be used to cover a large purchase, consolidate credit card debt, or for nearly any other purpose.

  • No collateral needed
  • Loan amounts of $10,000 to $20,000*
  • No origination fees
  • Rates range from 4.99%–13.99% APR*
  • Payments as low as $189 per month*

Apply and Sign Online

Applying for your loan

If you are already a Lanco FCU member or are eligible to join, you can easily start by applying for your loan online. Our lenders will review your application and reach out to you with a decision, generally within 2 business days or less.

Start Your Online Loan Application

Signing for your loan

Once your application is approved, you can choose how you’d like to sign. Whether you prefer to handle everything online, or would like to come into a branch near you, our lenders are happy to help serve you in the way you find most convenient.

Have questions? Call us at (717) 569‑7180 or (888) 318‑4222 to speak with a lender.

Personal Loan FAQs

What are your current personal loan rates?

What are the pros and cons of a personal loan?

Do I need to be a member of Lanco Federal Credit Union to get a loan?

Can I learn more before applying?

*Advertised APR (“Promotional Rate”) valid as of 10/1/2021. Promotional Rate varies based on borrower qualifications and is available for personal loans of $10,000.00 or greater. Promotional Rate of 4.99% APR is available for borrowers with credit scores 750 and higher. Promotional rate is not valid on refinancing of any current Lanco FCU loan unless a minimum of 25% new money is added to the loan. Maximum loan balance is $20,000.00, based on borrower qualifications. Promotional Rate, which is 2.00% off our current advertised rate, may not be combined with any other offers or rate discounts. Promotional Rate not valid on personal lines of credit or tuition reimbursement loans. This promotion may be changed or withdrawn at any time. Payment Example: A personal loan of $10,000.00 at 4.99% APR will require 60 monthly payments of $188.67.