Loan Skip-a-Payment

Gift yourself a bigger budgetNeed to free up some cash this month? Lanco FCU’s loan Skip-a-Payment can help!

When Skip-A-Payment is approved for your loan, Lanco FCU will skip the next monthly payment due on your loan if payment is due monthly, two payments if payment is due semi-monthly or bi-weekly, and four payments if due weekly.

Request a Loan Skip-a-Payment

Review the details below to see if your Lanco FCU loan qualifies. If you have any questions, please call (717) 569-7180.

Loan Eligibility:

You may request to skip a payment on an auto loan, home equity loan, or personal loan. You may request to skip any or all qualified loans that you may have by submitting a Skip-a-Payment request for each loan. The request form must be complete, including any co‑borrower’s signature if applicable. Incomplete requests will be returned.

Lanco Federal Credit Union has the right to accept or deny Skip-a-Payment requests at its discretion. One Skip-A-Payment option per loan is permitted per calendar year. Skip-a-Payment cannot be used for two consecutive months on the same loan. The following loans do not qualify: lines of credit, credit cards, tuition reimbursement loans, first mortgages, private student loans, business loans, loans newer than 6 months, and loans currently past due.


There is a $25.00 fee for each approved Skip-A-Payment request. The fee may be withdrawn from your Lanco FCU account, paid by cash, or by check made payable to Lanco Federal Credit Union.

Final Payment Date:

Your final payment date will be extended to allow you to pay your skipped payment at the end of your loan. Please note that interest will continue to accrue at your normal contract rate on your unpaid loan balance during the skipped period but you will not owe a late charge for skipping your payment. In addition, all other terms and provisions of your loan will remain the same.

Skip-a-Payment Request Form