Enjoy a little EXTRA this summer!

Summer Loan Sale

Limited Time Only: Get the Lowest Personal Loan Rates for Summer!

Personal Loans 4.99% APR*Many of us are making up for lost time this summer, and with a personal loan as low as 4.99% APR*, it’s no sweat to stay on the beach a little longer.

A personal loan from Lanco FCU doesn’t require any collateral, and you can use the funds to enjoy whatever you’ve been waiting for…

  • a family vacation
  • back-to-school supplies
  • your wedding
  • or nearly any purpose

Apply today for a personal loan rate as low as 4.99% APR*

  • Loan amounts from $7,500 to $20,000*
  • Repayment terms between 2–4 years
  • Monthly payments as low as $173*

Apply and Sign Online

Applying for your loan

If you are already a Lanco FCU member or are eligible to join, you can easily start by applying for your loan online. Our lenders will review your application and reach out to you with a decision, generally within 2 business days or less.

Start Your Online Loan Application

Signing for your loan

Once your application is approved, you can choose how you’d like to sign. Whether you prefer to handle everything online, or would like to come into a branch near you, our lenders are happy to help serve you in the way you find most convenient.

Have questions? Call us at (717) 569‑7180 or (888) 318‑4222 to speak with a lender.

Personal Loan FAQs

What are your current personal loan rates?

What are the pros and cons of a personal loan?

Do I need to be a member of Lanco Federal Credit Union to get a loan?

Can I learn more before applying?

*Advertised APR (”Promotional Rate”) valid as of 7/1/2021. Promotional Rate available for personal loans only with a minimum balance of $7,500 and term of 24 to 48 months. Promotional Rate of 4.99% APR is available for borrowers with credit scores 750 and higher. Additional Promotional Rates, of 2.00% off our current advertised rates, are available for borrowers with credit scores 749 and below. Promotional rate is not valid on refinancing of any current Lanco FCU loan unless a minimum of 25% new money is added to the loan. Maximum loan balance is $20,000.00, based on borrower qualifications. Promotional Rate cannot be combined with any other offers or rate discounts and is not valid on lines of credit or tuition reimbursement loans. This promotion may be changed or withdrawn at any time. Payment Example: A personal loan of $7,500.00 at 4.99% APR will require 48 monthly payments of $172.69.