Summer Loan Specials
Jump into summer fun with these limited-time offers
If you’re looking forward to a little relaxation this summer, take some of the pressure off your finances with help from Lanco Federal Credit Union’s loan specials. Whether you’re working to pay off credit cards, are in need of funds for a large purchase, or just need some payment flexibility—your Lanco FCU membership includes always low rates, now even better with these limited-time specials.
Add Up Your Member Discount
Get up to 1.00% APR off your next auto or personal loan¹
We’ll lower your approved loan rate by 0.25% for each of the following that you have with Lanco FCU:¹
Questions about borrowing or adding services to increase your discount? Call (717) 569-7180 to speak with a representative.
1- This offer cannot be combined with other promotional rates, discounts, or relief loan types. This offer cannot be applied to an existing Lanco FCU loan or a refinance of an existing Lanco FCU loan. New money only. Rate floors apply. Offer may be changed or withdrawn at any time. Ask a Lanco FCU representative for details.
0.00% APR on transferred balance for 12 months, then 8.99%–13.99% APR²
There’s never been a better time to pay off your high-interest cards. Transfer the balance to a Lanco FCU Visa® credit card to enjoy 0.00% APR for 12 months!² There’s no balance transfer fee, and moving forward, rates are as low as 8.99% APR.²
2- Promotional APR of 0.00% is available on transferred balances for applicants with a minimum credit score of 660 when the transfer request is made through a Lanco FCU lender. Promotional APR will be effective for 12 statement cycles, after which the regular APR for balance transfers will apply to any remaining balance. Regular APR currently ranges from 8.99%-13.99%, based on credit score. Balance transfers access credit under the terms of, and payments made to your account will be applied in accordance with, your Lanco FCU Consumer Credit Card Agreement. This offer may not be used to pay off any Lanco FCU loan or be made payable to cash, yourself, or any joint owner(s) of your account. This offer is accurate as of 6/1/2020 and may be changed or withdrawn at any time.
Refinance and enjoy 90 days until your first payment³
If you’re looking to lower your payment or streamline your finances, bringing your auto loan to Lanco FCU comes with another perk just in time to help you relax this summer.
Now, when you bring your auto loan to Lanco FCU, you can enjoy 90 days until your first payment.³ Whether your vehicle has two wheels or four, you’ll find the same great rates and terms to get a monthly payment that fits your budget.
3- A 90-day deferral of the first payment is an option available to qualified borrowers with a minimum credit score of 660. With deferral, the first payment due date will be 91 days after loan signing. Without deferral, the first payment will be due 45 days after loan signing. Deferring a payment will delay the payoff of your loan and result in additional finance charges if you only make minimum payments. You need to make up the deferred payments. The 90-day deferral option is subject to change at any time; restrictions apply. Speak with a Lanco FCU lender for details.