Free Kasasa Cash Back® Checking


Earn cash rewards with your debit card purchases

With Kasasa Cash Back, you can earn 2.5% cash back* on everyday debit card purchases, just for doing things you’re probably already doing! Plus, this account refunds your ATM fees nationwide.* That means you never have to go searching for a free ATM just to withdraw cash. Any ATM is your ATM.

Kasasa Cash Back checking is always free. There’s no minimum balance and no monthly service fees.

Save even more, automatically

Link your free Kasasa Cash Back checking account to Kasasa Saver, and your rewards become automatic savings. Just like that.

With Kasasa Cash Back, you’ll get…

  • 2.5% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on purchases up to $340 monthly
    • Earn up to $8.50 cash back per month
  • ATM fee refunds nationwide (up to $30 monthly)*
  • Add link to high-dividends Kasasa Saver account for easy savings
  • No minimum balance requirement
  • No monthly service fee
  • Free online banking
  • Free E-Statements
  • Free mobile banking with remote check deposit
  • Free Visa® debit card
  • Unlimited check writing

Earning rewards is easy:

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least one direct deposit or automatic payment (ACH) post and settle
  • Be enrolled in E-Statements

If you don’t qualify for the month, no worries! Your account is still free, and you can get right back to earning cash back on everyday purchases—and refunds on your ATM fees—the very next month!

Apply for Kasasa Cash Back to start earning rewards!

If you think earning cash back and ATM fee refunds sounds great, what are you waiting for? Open your free Kasasa checking at Lanco FCU, and we’ll automatically qualify you for rewards the first month!

Open your account online:

To open your account in person, stop by any Lanco FCU branch and ask for Kasasa.

*When Kasasa Cash Back monthly qualifications are met: (1) you will receive 2.5% cash back on debit card purchases that post and settle account during monthly qualification cycle, up to a total cash back amount of $8.50 per cycle; and (2) Domestic ATM fees incurred in your Kasasa Cash Back account during qualification cycle will be reimbursed up to $30.00. Cash back reward and ATM fee reimbursements will be credited to the account on the last calendar day of the month. If Kasasa Saver is linked to your Kasasa Cash Back account, rewards earned in Kasasa Cash Back will be credited to your Kasasa Saver account. “Monthly Qualification Cycle” means a period beginning one calendar day prior to the first day of the current month through one calendar day prior to the last day of the current month. Qualifying transactions must post to and settle Kasasa Cash Back account during the monthly qualification cycle. Transactions may take one or more days from the date transaction was made to post and settle an account. ATM-processed transactions do not count toward qualifying debit card transactions.

Kasasa, Kasasa Cash Back, Kasasa Cash, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.