Free Kasasa Cash® Checking

Kasasa Cash

Earn high dividends each month

Choose free checking that pays really high dividends! With Kasasa Cash, you can earn 4.00% APY* on balances up to $10,000. Plus, we’ll refund your ATM fees nationwide.* That means any ATM is your ATM.

Kasasa Cash checking is always free. There’s no minimum balance and no monthly service fees.

Save even more, automatically

Link your free Kasasa Cash checking account to Kasasa Saver, and your rewards become automatic savings. Just like that.

With Kasasa Cash, you’ll get…

  • 4.00% APY* on balances up to $10,000
  • 4.00% to 0.68% APY on balances over $10,000 depending on balance in account*
  • 0.01% APY* if qualifications aren’t met
  • ATM fee refunds nationwide (up to $30 monthly)*
  • Add link to high-dividends Kasasa Saver® account for easy savings
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free E-Statements
  • Free mobile banking with remote check deposit
  • Free Visa® debit card
  • Unlimited check writing

Earning rewards is easy:

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash® account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least one direct deposit or automatic payment (ACH) post and settle
  • Be enrolled in E-Statements

And, that’s it! Don’t worry if you don’t qualify one month. Your account will still earn 0.01% APY* — and it’s still free. Plus, you can get right back to earning a higher rate the very next qualification cycle!

Apply for Kasasa Cash to start earning rewards!

If earning really high dividends sounds good to you, what are you waiting for? When you open your free Kasasa checking account at Lanco FCU, we’ll automatically qualify you for rewards the first month!

Open your account online:

To open your account in person, stop by any Lanco FCU branch and ask for Kasasa.

*APY=Annual Percentage Yield. APYs accurate as of 2/1/2024. Rates may change after account is opened. When Kasasa Cash monthly qualifications are met: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $30.00; (2) balances up to $10,000 receive APY of 4.00%; and (3) balances over $10,000 earn 0.35% dividend rate on portion of the balance over $10,000, resulting in 4.00%–0.68% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances earn 0.01% APY. ATM fee reimbursements and dividends will be credited to the account on the last calendar day of the month. “Monthly Qualification Cycle” means a period beginning one calendar day prior to the first day of the current month through one calendar day prior to the last day of the current month. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more days from the date transaction was made to post and settle account. ATM-processed transactions do not count toward qualifying debit card transactions. The advertised Kasasa Cash APY is based on compounding dividends. If Kasasa Saver is linked to Kasasa Cash, dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each month and do not compound. Actual dividends paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs.

Kasasa, Kasasa Cash Back, Kasasa Cash, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.