Kasasa Saver®

Kasasa Cash

An easy way to save

Kasasa Saver® links with your free Kasasa Cash® or Kasasa Cash Back® checking account to build up savings automatically. Your checking rewards and ATM fee refunds become savings each month* — and you never even have to think about it.

Plus, Kasasa Saver earns high interest — 1.00% APY* on balances up to $50,000! So your money isn’t just sitting there month after month. It’s growing!

Add Kasasa Saver and get…

  • Automatic transfers of your Kasasa Cash Back or Kasasa Cash rewards
  • 1.00% APY* on balances up to $50,000
  • 1.00% to 0.64% APY on balances over $50,000 depending on balance in account*
  • 0.01% APY* if qualifications are not met in your Kasasa checking account
  • No monthly service fee
  • No minimum balance to earn rewards

Earning rewards is easy:

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back or Kasasa Cash checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least one direct deposit or automatic payment (ACH) post and settle
  • Be enrolled in E-Statements

Simple, right? But even if you don’t qualify in your Kasasa checking account one month, don’t worry. There’s no fee, and you can get right back to earning rewards the very next month!

Start saving more with Kasasa Saver + free Kasasa checking

If you think earning cash back and ATM fee refunds sounds great, what are you waiting for? Open your free Kasasa checking at Lanco FCU, and we’ll automatically qualify you for rewards the first month!

Open your account online:

To open your account in person, stop by any Lanco FCU branch and ask for Kasasa.

*APY=Annual Percentage Yield. APYs accurate as of 2/1/2024. Rates may change after account is opened. If qualifications in Kasasa Cash or Kasasa Cash Back (“checking account”) are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 1.00%; and (2) balances over $50,000 in Kasasa Saver earn 0.35% dividend rate on portion of balance over $50,000, resulting in 1.00%–0.64% APY depending on the balance. If qualifications are not met on checking account, all balances in Kasasa Saver earn 0.05% APY. “Monthly Qualification Cycle” refers to a period beginning one calendar day prior to the first day of the current month through one calendar day prior to the last day of the current month. Qualifying transactions must post to and settle checking account during monthly qualification cycle. Transactions may take one or more days from the date the transaction was made to post and settle the account. ATM-processed transactions do not count toward qualifying debit card transactions.

For Kasasa Cash with Kasasa Saver: Dividends earned in Kasasa Cash is automatically transferred to Kasasa Saver each month and does not compound. Actual dividends amount paid may be less than advertised Kasasa Cash APYs. On the last day of the dividend period, if earned, (1) Kasasa Cash dividends will be posted to Kasasa Cash, (2) Kasasa Saver dividends will be posted to Kasasa Saver, and (3) ATM fee refunds will be posted to Kasasa Cash. On the first day of the next dividend period, the sum of dividends and ATM fee refunds credited to Kasasa Cash will be automatically transferred to Kasasa Saver.

For Kasasa Cash Back with Kasasa Saver: On the last calendar day of the month, if earned, (1) Kasasa Cash Back rewards (cash back and ATM fee refunds) will be posted Kasasa Saver, and (2) Kasasa Saver dividends will be posted to Kasasa Saver.

Kasasa, Kasasa Cash Back, Kasasa Cash, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.