Enjoy Monthly Savings When You Refinance Your Car Loan

a drive smiles while looking in the side mirror of her vehicle

It’s time to check your mirrors for savings!

Save $$$ by refinancing your auto loan with Lanco Federal Credit Union

Lower auto loan payments and big savings are closer than they appear. By refinancing your car loan at a lower rate with Lanco FCU, you’ll enjoy paying less each month.

  • Rates as low as 2.49% APR*
  • Enjoy 45 days until your first payment
    Need extra cash for summer vacation? Qualified borrowers can opt to delay their first payment up to 90 days!**
  • Optional GAP insurance and debt protection may also be available to help protect your assets and standard of living should the unexpected happen.

Apply and Sign Online

Applying for your loan

If you are already a Lanco FCU member or are eligible to join, you can easily start by applying for your loan online. Our lenders will review your application and reach out to you with a decision, generally within 2 business days or less.

Apply Online to Refinance Your Loan

Signing for your loan

Once your application is approved, you can choose how you’d like to sign. Whether you prefer to handle everything online, or would like to come into a branch near you, our lenders are happy to help serve you in the way you find most convenient.

Auto Loan Refinancing FAQs

What are your current auto loan rates?

What are the benefits of refinancing?

Do I need to be a member of Lanco Federal Credit Union to get a loan?

Can I learn more before applying?

*Advertised APR is accurate as of 6/24/2021 and is available for vehicles model year 2015 and newer. Additional rates and terms are available for vehicles with model years 2014 and older. Minimum loan balance required varies by term. Maximum loan amount is determined by borrower qualifications and vehicle age and value. Rates and terms are subject to change based on market conditions and borrower eligibility. Borrower eligibility is based on creditworthiness, proof of income, collateral, and membership eligibility. Must apply and meet credit requirements to obtain loan.
**If you opt to defer the first payment for 3 months, the first payment due date will be 91 days after loan signing. Without deferral, the first payment will be due 45 days after loan signing. Interest begins accruing from the date of the loan signing; deferring a payment will delay the payoff of your loan and result in additional finance charges if you only make minimum payments. Deferral option may be changed or withdrawn at any time.