Apply for a Personal Loan

Refinance Now: Bring your car loan to Lanco FCU for 1.00% off your current rate* You can count on us for affordable financing. Whether it’s time to make some home improvements, pay for a wedding, get a new car, or send your child to college, Lanco FCU has easy loan options at attractive rates and terms to fit your budget. Find the loan that fits your needs and easily apply online.

Apply for a loan online

Auto Loans

Lanco FCU can help you buy your next car, truck, or motorcycle with affordable monthly payments to fit your budget. Ask us about our excellent refinancing offers, too! Learn more about auto loans.

Home Equity Loans / Lines of Credit

Use the equity in your home to borrow funds at a low interest rate. You can use a home equity loan or line of credit for nearly any purpose—consolidate debt, pay for home improvement projects, pay for your child’s education, and more. Learn more about home equity loans and lines of credit.


Whether your goal is to be a new homeowner or to save on the home you already have, we can help you with affordable first mortgages and mortgage refinancing. Learn more about mortgages.

Personal Loans / Lines of Credit

A personal loan or line of credit can help you finance nearly any large expense without needing to provide collateral. It can be a great option to help you cover the costs of a wedding, adoption, vacation, or a large purchase. Learn more about personal loans and lines of credit.

Private Student Loans

When federal loans, grants, and scholarships don’t cover the cost of your education, a private student loan from your credit union can help. Lanco FCU partners with LendKey to offer members favorable terms and repayment options. Learn more about private student loans.

Student Loan Consolidation

By the time you graduate from college, you’re likely to have accumulated multiple student loans. Lanco FCU can help you simply repayment by consolidating your existing federal and private student loans into one loan. Learn more about student loan consolidation.

Tuition Reimbursement Loans

Lanco FCU can help you pay the upfront costs of college courses that will be later reimbursed by your employer. Our tuition reimbursement loans feature a six-month term, with no monthly payments required! Learn more about tuition reimbursement loans.