Personal Loans and Lines of Credit

Young girl hugging dogGet the financing you need for an affordable price. Lanco FCU’s personal loans and lines of credit offer you unsecured financing for almost any reason.

Not sure which type of loan is right for your needs? Give us a call at (717) 569-7180.

Personal Line of Credit

A personal line of credit is an open-ended loan on your signature, giving you the flexibility to borrow whenever the need arises.

  • Credit limits are available from $500 to $20,000*
  • Monthly payments are based on the loan balance and may be as low as $130
  • Rates are variable (tied to Wall Street Journal Prime) and are based on your credit score.
    Click here for current rates.

Personal Line of Credit Tabular Disclosure | Billing Error Rights

Apply Online for a Personal Line of Credit

Personal Loan

A personal loan allows you to borrow a specific amount for a specific term. It’s a great solution when you need to cover a large expense or want to consolidate debts.

  • Borrow as little as $500 or as much as $20,000*
  • Available terms vary based on the amount you borrow
  • Rates are fixed for the term of your loan. Available rate varies based on your credit score.
    Click here for current rates.

Apply Online for a Personal Loan

Share Secured Loan

Use a share secured loan when you have a large expense and don’t want to deplete your savings. It’s also a great option if you’re new to borrowing and need to establish credit history.

  • Our fastest loan approval and a great rate, too
  • Deposit and maintain a savings balance equal to your loan balance
  • As you make loan payments, the matching funds in your savings become available again
  • Rate is calculated based on savings rate at time of signing
    Click here for current rates.

Apply Online for a Share Secured Loan

*Individual maximum loan amount may vary based on the credit score and income of the borrower(s). Pre-approvals for all loans are available and will be held at the specific rate for 30 days.

Optional Loan Protection

Lanco FCU Debt Protection

Lanco Debt Protection is a voluntary loan-payment protection product that could help you get relief from loan payments if a protected life event unexpectedly happens to you. Simple eligibility requirements help ease the enrollment process. Protected events include loss of life, disability, and involuntary unemployment. Learn more about Lanco FCU Debt Protection.