Apply for a Visa Credit Card Today

Get the credit card that has it all!

Enjoy the convenience and security of a Platinum Visa credit card from the credit union you trust! With Lanco FCU’s Platinum Visa credit card, you get all the best features you want plus an excellent rate.

  • Credit card rates as low as 8.99%.1 View all current rates
  • Earn rewards points to redeem for travel, merchandise, cash back, and more2
  • No annual fee
  • No-fee balance transfers3
  • No-fee cash advances3
  • 25-Day grace period for purchases
  • No minimum interest charge
  • Credit limits up to $20,0001
  • Online and mobile account access via

View the Cardholder Benefits Summary to learn more about the many benefits you’ll receive as a Platinum Visa cardholder.

Apply Online for your Lanco FCU Platinum Visa*

*Federal regulations require that members under the age of 21 apply in person and provide proof of income (or a co-signer). To apply, please visit a Lanco FCU branch.

Your Card Features Fraud Protection

Feel confident knowing that your Lanco FCU Platinum Visa credit card card has fraud-prevention and recovery measures in place to protect you from fraudulent activity.

Learn about your card’s fraud protection features and get some tips for keeping your card safe.

Let Us Help You Build Good Credit!

If you have little to no credit, or even bad credit, you don’t have to settle for high-cost credit cards. Lanco FCU offers credit cards to help you build good credit without having to pay absurd fees and high interest rates. Plus, you’ll get all of the same benefits as the regular Platinum Visa!

Learn more about Credit Builder and Share Secured credit cards.

1Based on qualifications. Same rates for purchases, cash advances, or balance transfers.

2Every dollar in qualifying purchase transactions minus returns (“Net Purchases”) that you make with your Lanco FCU Platinum Visa credit card earns one point. No points are earned for purchases that require the use of your PIN (including cash advances, ATM withdrawals), finance charges, fees, foreign transaction currency conversion charges, or insurance charges posted to your account. Points expire 36 months after accumulation. Should your Visa account become 60-Days delinquent, all points accumulated at that time will be forfeited and will continue to be forfeited until account is brought current. Points may be redeemed through the ScoreCard Rewards program.

3No grace period for cash advances. The finance charge begins to accrue from the date you get the cash advance or from the first day of the billing cycle in which the cash advance is posted to your account, whichever is later. Balance transfers are processed as cash advances.

Click here to view the Visa Platinum Guide to Benefits