Apply for a Visa Credit Card Today

A shopper provides their Lanco FCU Platinum Visa credit card at the checkout counter

Get the credit card that has it all!

Enjoy the convenience and security of a Platinum Visa credit card from the credit union you trust! With Lanco FCU’s Platinum Visa credit card, you get all the best features you want plus an excellent rate.

  • Credit card rates as low as 8.99%.1 View all current rates
  • Credit limits up to $20,0001
  • Earn rewards points to redeem for travel, merchandise, cash back, and more2
  • No annual fee
  • No-fee balance transfers3
  • No-fee cash advances3
  • 25-Day grace period for purchases
  • No minimum interest charge

Apply Online*

Enjoy these cardholder perks:

1x Bonus Points with ScoreCard Rewards

Earn 1 point for every dollar in purchases, plus get additional points when you shop on the ScoreMore site. Redeem your points at for travel, merchandise, cash back and more! Plus, enjoy the convenience of redeeming your points during checkout at participating stores.2

Online & Mobile Access with

Register your credit card at to easily manage your account from any desktop or mobile device. You can enroll in electronic statements, review transactions, schedule payments and more.

Protection Against Fraudulent Purchases

Feel confident knowing that your Lanco FCU Platinum Visa credit card card has fraud-prevention and recovery measures in place to protect you from fraudulent activity. Should unauthorized charges ever occur on your account, your card is backed by the Visa Zero Liability Policy. Learn more about your card’s fraud protection features and get some tips for keeping your card safe.

Additional Cardholder Benefits

Lanco FCU Platinum Visa cardholders enjoy added benefits including cell phone protection, extended warranty protection, return protection, roadside services, baggage delay reimbursement, travel and emergency services, auto rental collision damage waiver, and travel accident insurance. Review the Platinum Visa Guide to Benefits for details about these cardholder benefits.

Apply Online for your Lanco FCU Platinum Visa*

*Federal regulations require that members under the age of 21 apply in person and provide proof of income (or a co-signer). To apply, please visit a Lanco FCU branch.

Let Us Help You Build Good Credit!

If you have little to no credit, or even bad credit, you don’t have to settle for high-cost credit cards. Lanco FCU offers credit cards to help you build good credit without having to pay absurd fees and high interest rates. Plus, you’ll get all of the same benefits as the regular Platinum Visa!

Learn more about Credit Builder and Share Secured credit cards.

1Based on qualifications. Same rates for purchases, cash advances, or balance transfers.

2Every dollar in qualifying purchase transactions minus returns (“Net Purchases”) that you make with your Lanco FCU Platinum Visa credit card earns one point. No points are earned for purchases that require the use of your PIN (including cash advances, ATM withdrawals), finance charges, fees, foreign transaction currency conversion charges, or insurance charges posted to your account. Points expire 36 months after accumulation. Should your Visa account become 60-Days delinquent, all points accumulated at that time will be forfeited and will continue to be forfeited until account is brought current. Points may be redeemed through the ScoreCard Rewards program.

3No grace period for cash advances. The finance charge begins to accrue from the date you get the cash advance or from the first day of the billing cycle in which the cash advance is posted to your account, whichever is later. Balance transfers are processed as cash advances.

Click here to view the Visa Platinum Guide to Benefits