Low Interest Home Equity Loans

Woman holding paint color swatches

Financing for nearly any purpose

A Lanco FCU home equity loan or line of credit offers a great rate on financing you can use for nearly any purpose. Learn more about home equity loans.

Unsure whether to apply for a loan or line of credit?

Applying for a home equity loan or line is a multi-step process, and it would be our pleasure to help you get started on the right path. By discussing your borrowing needs, we can help you determine whether a loan or line of credit is the better fit. Just give us a call at (717) 569-7180 or (888) 318-4222 and ask to speak with a lender.

Apply Now

Fixed Home Equity Loan Rates

Credit ScoreAPR*
Term…3-Years5-Years10-Years15-Years
750+3.74%3.99%4.49%5.24%
700 – 7494.74%4.99%5.49%6.24%
660 – 6995.74%5.99%6.49%7.24%
620 – 6596.74%6.99%7.49%8.24%
Under 6207.74%7.99%8.49%9.24%

Home Equity Line of Credit Rates

Credit ScoreAPR*
750+3.25%
700 – 7494.25%
660 – 6995.25%

*Annual Percentage Rate (APR) accurate as of 8/3/2020 and may change at any time. Closing costs exist and may affect APR. Rates advertised for financing up to 80% loan to value (LTV). Financing up to 90% LTV may be available for borrowers with a credit score of 700 or higher, with 2.00% added to the approved interest rate. Fixed home equity loan rates advertised are for 2nd lien home equity loans; 1st lien home equity rates may be lower. Call Lanco FCU at (717) 569-7180 for a rate quote.

Variable rates based on the Wall Street Journal prime rate, plus a margin of 0–2, depending on credit score.