Low Interest Home Equity Loans
Financing for nearly any purpose
A Lanco FCU home equity loan or line of credit offers a great rate on financing you can use for nearly any purpose. Learn more about home equity loans.
Unsure whether to apply for a loan or line of credit?
Applying for a home equity loan or line is a multi-step process, and it would be our pleasure to help you get started on the right path. By discussing your borrowing needs, we can help you determine whether a loan or line of credit is the better fit. Just give us a call at (717) 569-7180 or (888) 318-4222 and ask to speak with a lender.
Fixed Home Equity Loan Rates
|700 – 749||7.74%||7.99%||8.49%||9.24%|
|660 – 699||8.74%||8.99%||9.49%||10.24%|
|620 – 659||9.74%||9.99%||10.49%||10.40%|
Home Equity Line of Credit (HELOC) Rates
|700 – 749||9.50%|
|660 – 699||10.50%|
¹Annual Percentage Rate (APR) accurate as of 11/28/2023 and may change at any time. Closing costs exist and may affect APR. Rates advertised for financing up to 80% loan to value (LTV). Financing up to 90% LTV may be available for borrowers with a credit score of 700 or higher, with 2.00% added to the approved interest rate. Payment example: A fixed home equity loan of $25,000 for 15 years at 7.49% APR will require 180 monthly payments of $231.61. Fixed home equity loan rates advertised are for 2nd lien home equity loans; 1st lien home equity rates may be lower. Call Lanco FCU at (717) 569-7180 for a rate quote.
²APR is accurate as of 11/28/2023 and variable based on the Wall Street Journal prime rate, plus a margin of 0–2, depending on credit score. Rates advertised for financing up to 80% LTV; financing up to 90% LTV may be available for borrowers with a credit score of 700 or higher, with 2.00% added to the approved interest rate.