Kasasa Checking Rates

Woman depositing a check on mobile

Free checking that rewards you

Lanco FCU offers a variety of free Kasasa® checking accounts that let you earn cash rewards — just for doing things you probably already do.* Learn more and about Kasasa checking and apply online.

APY means Annual Percentage Yield. Any applicable fees may reduce the stated APY.
Rates displayed are accurate as of 6/1/2021. Rates are subject to change at any time.

Earn high dividends with Kasasa Cash

Account Dividend Rate APY Min. Balance Requirement Min. Balance to Earn APY
Kasasa Cash® Checking
Qualified Rate 1.24% on portion of balance up to $10,000 and 0.05% on portion of balance $10,000.01 and above 1.25% — 0.16%†‡ depending on the balance - -
Base Rate 0.01% 0.01% - -

Apply Online for Kasasa Cash Checking

Or, Earn Cash Back with Your Debit Card*

If earning 2.5% cash back on debit card purchases sounds more rewarding to you, then get started with Lanco FCU’s Kasasa Cash Back checking! Just like with Kasasa Cash, there is no minimum balance requirement or monthly fee. But instead of earning dividends based on your account balance, you can earn cash back on debit card purchases, up to $7.50 per month!*

Apply Online for Kasasa Cash Back Checking

Already have Lanco FCU checking?
Contact us about upgrading your basic checking to Kasasa to start earning rewards.


Basic Checking

Lanco FCU also offers Basic Checking — a free, no-frills checking account. While these accounts do not earn rewards like our Kasasa Checking offerings, it is a perfect choice for individuals who infrequently use a debit card or rely on paper statements. Basic checking accounts are also available for the following account types: business, organization, representative payee, and estate.

Contact Lanco FCU for more information about opening a basic checking account.


*There is no minimum balance or monthly fee for Lanco FCU checking accounts; Lanco FCU membership with a minimum $5.00 share savings deposit is required. For Kasasa Cash and Kasasa Cash Back checking: account approval, qualifications, limits, and other requirements may apply. Learn more about Kasasa checking or call (717) 569-7180 to speak with a Lanco FCU member service representative. Kasasa, Kasasa Cash, Kasasa Saver, and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

The stated APYs for Kasasa Cash are based on compounding dividends. If the Kasasa Cash account is linked to a Kasasa Saver account, dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each dividend period and do not compound. Actual dividends paid may be less than stated Kasasa Cash APY. The Kasasa Saver APYs may be less than the Kasasa Cash APYs.

Blended APY calculations are based on an assumed total account balance of $110,000.