Get a Personal Loan Near You from Our Credit Union

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Financing for nearly any purpose

If you’re looking for a borrowing option to pay off a high-interest debt, make a large purchase, or cover another major expense, a Lanco FCU personal loan may be the right choice for you. Featuring competitive rates and repayment terms, a Lanco FCU personal loan or line of credit can be used for nearly any purpose. Learn more about personal loan options.

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Rates displayed below are accurate as of 10/1/2020 and are subject to change at any time.
APR means Annual Percentage Rate.
Credit Score refers to TransUnion Credit Score.
WSJ Prime = Wall Street Journal Prime Rate (View current WSJ Prime Rate)

Current Personal Loan Rates

Personal Loan

Credit Score APR
750+ 7.99%
700 – 749 8.99%
660 – 699 10.99%
620 – 659 14.99%
Under 620 16.99%

Maximum loan amount varies between $500 and $20,000 based on borrower qualifications. Payment example: A personal loan at 8.49% APR would require 12 monthly payments of $87.22 per $1,000 borrowed.

Personal Line of Credit

Credit Score Variable APR*
750+ 7.25%
700 – 749 9.25%
660 – 699 11.25%
620 – 659 15.25%
Under 620 Not offered

Maximum loan amount varies between $500 and $20,000 based on borrower qualifications.
*Variable rates based on the Wall Street Journal prime rate, plus a margin of 4–12, depending on credit score.

Tuition Reimbursement Loan

Credit Score APR
750+ 7.99%
700 – 749 8.99%
660 – 699 10.99%
620 – 659 14.99%
Under 620 16.99%

Tuition Reimbursement maximum loan amount is $5,000.

Share Secured Loan

Credit Score APR
Any score 2.01%

Loan amount equal to share pledge. Maximum term is 5 years.

 

Apply online for a personal loan or line of credit