Get a Personal Loan Near You from Our Credit Union
Financing for nearly any purpose
If you’re looking for a borrowing option to pay off a high-interest debt, make a large purchase, or cover another major expense, a Lanco FCU personal loan may be the right choice for you. Featuring competitive rates and repayment terms, a Lanco FCU personal loan or line of credit can be used for nearly any purpose. Learn more about personal loan options.
Rates displayed below are accurate as of 5/4/2023 and are subject to change at any time.
APR means Annual Percentage Rate.
Credit Score refers to TransUnion Credit Score.
WSJ Prime = Wall Street Journal Prime Rate (View current WSJ Prime Rate)
Current Personal Loan Rates
Personal Loan
| Credit Score | APR |
|---|---|
| 750+ | 8.74% |
| 700 – 749 | 9.74% |
| 660 – 699 | 11.74% |
| 620 – 659 | 15.74% |
| Under 620 | 17.74% |
Limited-Time Special Offer: Receive up to 0.75% off your approved APR when you borrow $7,500 or more and meet the promotional qualifications. Click here to find out what your member loan rate discount could be.
Maximum loan amount varies between $500 and $20,000 based on borrower qualifications. Payment example: A personal loan at 8.74% APR would require 12 monthly payments of $87.33 per $1,000 borrowed.
Personal Line of Credit
| Credit Score | Variable APR* |
|---|---|
| 750+ | 12.25% |
| 700 – 749 | 14.25% |
| 660 – 699 | 16.25% |
| 620 – 659 | 18.00% |
| Under 620 | Not offered |
Maximum loan amount varies between $500 and $20,000 based on borrower qualifications.
*Variable rates based on the Wall Street Journal prime rate, plus a margin of 4–12, depending on credit score.
Tuition Reimbursement Loan
| Credit Score | APR |
|---|---|
| 750+ | 8.74% |
| 700 – 749 | 9.74% |
| 660 – 699 | 11.74% |
| 620 – 659 | 15.74% |
| Under 620 | 17.74% |
Tuition Reimbursement maximum loan amount is $5,000.
Share Secured Loan
| Credit Score | APR |
|---|---|
| Any score | 2.55% |
Loan amount equal to share pledge. Maximum term is 5 years.