Get a Personal Loan Near You from Our Credit Union

Summer Loan Sale! Personal loans from 4.99% APR.* Click to learn more and apply online.

Financing for nearly any purpose

If you’re looking for a borrowing option to pay off a high-interest debt, make a large purchase, or cover another major expense, a Lanco FCU personal loan may be the right choice for you. Featuring competitive rates and repayment terms, a Lanco FCU personal loan or line of credit can be used for nearly any purpose. Learn more about personal loan options.

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Rates displayed below are accurate as of 7/1/2021 and are subject to change at any time.
APR means Annual Percentage Rate.
Credit Score refers to TransUnion Credit Score.
WSJ Prime = Wall Street Journal Prime Rate (View current WSJ Prime Rate)

Current Personal Loan Rates

Personal Loan

Credit Score APR Summer Loan Sale APR
750+ 6.99% 4.99%
700 – 749 7.99% 5.99%
660 – 699 9.99% 7.99%
620 – 659 13.99% 11.99%
Under 620 15.99% 13.99%

Maximum loan amount varies between $500 and $20,000 based on borrower qualifications. Payment example: A personal loan at 6.99% APR would require 12 monthly payments of $86.06 per $1,000 borrowed. Summer Loan Sale APR available for loans meeting qualifying criteria. Summer Loan Sale Details.

Personal Line of Credit

Credit Score Variable APR*
750+ 7.25%
700 – 749 9.25%
660 – 699 11.25%
620 – 659 15.25%
Under 620 Not offered

Maximum loan amount varies between $500 and $20,000 based on borrower qualifications.
*Variable rates based on the Wall Street Journal prime rate, plus a margin of 4–12, depending on credit score.

Tuition Reimbursement Loan

Credit Score APR
750+ 6.99%
700 – 749 7.99%
660 – 699 9.99%
620 – 659 13.99%
Under 620 15.99%

Tuition Reimbursement maximum loan amount is $5,000.

Share Secured Loan

Credit Score APR
Any score 2.01%

Loan amount equal to share pledge. Maximum term is 5 years.

 

Apply online for a personal loan or line of credit