Get a Personal Loan Near You from Our Credit Union

Financing for nearly any purpose with fixed rates as low as 7.99% APR.* Click to learn more.

Financing for nearly any purpose

If you’re looking for a borrowing option to pay off a high-interest debt, make a large purchase, or cover another major expense, a Lanco FCU personal loan may be the right choice for you. Featuring competitive rates and repayment terms, a Lanco FCU personal loan or line of credit can be used for nearly any purpose. Learn more about personal loan options.

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Rates displayed below are accurate as of 2/2/2023 and are subject to change at any time.
APR means Annual Percentage Rate.
Credit Score refers to TransUnion Credit Score.
WSJ Prime = Wall Street Journal Prime Rate (View current WSJ Prime Rate)

Current Personal Loan Rates

Personal Loan

Credit Score APR
750+ 8.74%
700 – 749 9.74%
660 – 699 11.74%
620 – 659 15.74%
Under 620 17.74%

Limited-Time Special Offer:  Receive up to 0.75% off your approved APR when you borrow $7,500 or more and meet the promotional qualifications. Click here to find out what your member loan rate discount could be.

Maximum loan amount varies between $500 and $20,000 based on borrower qualifications. Payment example: A personal loan at 8.74% APR would require 12 monthly payments of $87.33 per $1,000 borrowed.

Personal Line of Credit

Credit Score Variable APR*
750+ 11.75%
700 – 749 13.75%
660 – 699 15.75%
620 – 659 18.00%
Under 620 Not offered

Maximum loan amount varies between $500 and $20,000 based on borrower qualifications.
*Variable rates based on the Wall Street Journal prime rate, plus a margin of 4–12, depending on credit score.

Tuition Reimbursement Loan

Credit Score APR
750+ 8.74%
700 – 749 9.74%
660 – 699 11.74%
620 – 659 15.74%
Under 620 17.74%

Tuition Reimbursement maximum loan amount is $5,000.

Share Secured Loan

Credit Score APR
Any score 2.51%

Loan amount equal to share pledge. Maximum term is 5 years.

 

Apply online for a personal loan or line of credit