Get a Personal Loan Near You from Our Credit Union

Two men going over paperwork

Financing for nearly any purpose

If you’re looking for a borrowing option to pay off a high-interest debt, make a large purchase, or cover another major expense, a Lanco FCU personal loan may be the right choice for you. Featuring competitive rates and repayment terms, a Lanco FCU personal loan or line of credit can be used for nearly any purpose. Learn more about personal loan options.

Apply for your loan online

Rates displayed below are accurate as of 9/18/2023 and are subject to change at any time.
APR means Annual Percentage Rate.
Credit Score refers to TransUnion Credit Score.
WSJ Prime = Wall Street Journal Prime Rate (View current WSJ Prime Rate)

Current Personal Loan Rates

Personal Loan

Credit Score APR
750+ 9.74%
700 – 749 10.74%
660 – 699 12.74%
620 – 659 16.74%
Under 620 18.00%

Maximum loan amount varies between $500 and $20,000 based on borrower qualifications. Payment example: A personal loan at 9.74% APR would require 12 monthly payments of $87.80 per $1,000 borrowed.

Personal Line of Credit

Credit Score Variable APR*
750+ 12.50%
700 – 749 14.50%
660 – 699 16.50%
620 – 659 18.00%
Under 620 Not offered

Maximum loan amount varies between $500 and $20,000 based on borrower qualifications.
*Variable rates based on the Wall Street Journal prime rate, plus a margin of 4–12, depending on credit score.

Tuition Reimbursement Loan

Credit Score APR
750+ 9.74%
700 – 749 10.74%
660 – 699 12.74%
620 – 659 16.74%
Under 620 18.00%

Tuition Reimbursement maximum loan amount is $5,000.

Share Secured Loan

Credit Score APR
Any score 2.55%

Loan amount equal to share pledge. Maximum term is 5 years.

 

Apply online for a personal loan or line of credit