Personal Loan Rates
Financing for nearly any purpose
A Lanco FCU personal loan or line of credit can be used for nearly any purpose and offers competitive rates and terms. Learn more about personal loans.
Rates displayed below are accurate as of 11/01/2019 and are subject to change at any time.
APR means Annual Percentage Rate.
Credit Score refers to TransUnion Credit Score.
WSJ Prime = Wall Street Journal Prime Rate (View current WSJ Prime Rate)
Personal Loan
Current Rates
| Credit Score | APR |
|---|---|
| 750+ | 8.99% |
| 700 – 749 | 9.99% |
| 660 – 699 | 11.99% |
| 620 – 659 | 15.99% |
| Under 620 | 17.99% |
Maximum loan amount varies between $500 and $20,000 based on borrower qualifications.
Personal Line of Credit
| Credit Score | Variable APR* |
|---|---|
| 750+ | 8.75% |
| 700 – 749 | 10.75% |
| 660 – 699 | 12.75% |
| 620 – 659 | 16.75% |
| Under 620 | Not offered |
Maximum loan amount varies between $500 and $20,000 based on borrower qualifications.
*Variable rates based on the Wall Street Journal prime rate, plus a margin of 4–12, depending on credit score.
Tuition Reimbursement Loan
| Credit Score | APR |
|---|---|
| 750+ | 8.99% |
| 700 – 749 | 9.99% |
| 660 – 699 | 11.99% |
| 620 – 659 | 15.99% |
| Under 620 | 17.99% |
Tuition Reimbursement maximum loan amount is $5,000.
Share Secured Loan
| Credit Score | APR |
|---|---|
| Any score | 2.01% |
Loan amount equal to share pledge. Maximum term is 5 years.