Get a Personal Loan Near You from Our Credit Union
Financing for nearly any purpose
If you’re looking for a borrowing option to pay off a high-interest debt, make a large purchase, or cover another major expense, a Lanco FCU personal loan may be the right choice for you. Featuring competitive rates and repayment terms, a Lanco FCU personal loan or line of credit can be used for nearly any purpose. Learn more about personal loan options.
Rates displayed below are accurate as of 7/1/2021 and are subject to change at any time.
APR means Annual Percentage Rate.
Credit Score refers to TransUnion Credit Score.
WSJ Prime = Wall Street Journal Prime Rate (View current WSJ Prime Rate)
Current Personal Loan Rates
|Credit Score||APR||Summer Loan Sale APR|
|700 – 749||7.99%||5.99%|
|660 – 699||9.99%||7.99%|
|620 – 659||13.99%||11.99%|
Maximum loan amount varies between $500 and $20,000 based on borrower qualifications. Payment example: A personal loan at 6.99% APR would require 12 monthly payments of $86.06 per $1,000 borrowed. Summer Loan Sale APR available for loans meeting qualifying criteria. Summer Loan Sale Details.
Personal Line of Credit
|Credit Score||Variable APR*|
|700 – 749||9.25%|
|660 – 699||11.25%|
|620 – 659||15.25%|
|Under 620||Not offered|
Maximum loan amount varies between $500 and $20,000 based on borrower qualifications.
*Variable rates based on the Wall Street Journal prime rate, plus a margin of 4–12, depending on credit score.
Tuition Reimbursement Loan
|700 – 749||7.99%|
|660 – 699||9.99%|
|620 – 659||13.99%|
Tuition Reimbursement maximum loan amount is $5,000.
Share Secured Loan
Loan amount equal to share pledge. Maximum term is 5 years.