Why Choose Lanco Federal Credit Union in Lancaster, PA?
When you’re looking for banking services or a federal credit union near you, you don’t have to look far. Lanco FCU is a not-for-profit financial institution owned by our members, who are regular people just like you. With over 10,000 members, you probably already have friends, family, co-workers, and neighbors who are current member-owners!
Member Benefits
At Lanco FCU, we're in the business to benefit our members—not shareholders. It's even in our mission statement that we want to help our members achieve their life goals through promoting financial health and providing affordable credit. When you become a Lanco FCU member, you can enjoy personalized service and the advantages of banking locally, all while enjoying our member benefits below.
Ability to Earn More
We believe the ability to earn returns in your account shouldn't just depend on how much money you already have. That's why Lanco FCU's free Kasasa® checking has no minimum balance and lets you choose the reward you like best—like really high dividends or cash back on debit card purchases.*
Helpful, Personalized Service
Whether you're the type of person who drops by the branch every week, or if you prefer to bank online and get help by e-mail, count on our team getting to know you. Our friendly representatives take pride in providing helpful, personalized service.
Always-Low Loan Rates
No matter how much or how little you need to borrow, look to Lanco FCU. With competitively low rates and flexible repayment terms, you'll always find affordable financing options to help you achieve your goals while staying on-budget.
Youth Accounts with Perks
Teaching your children smart money habits and developing their personal finance skills is so much easier with Lanco FCU as your partner. From savings programs and teen checking to credit options for first-time borrowers, we give you the tools to guide your child toward financial independence.
Free "Extras" & Cost Savings
We bring added value to our members through free services and partner offers. As a Lanco FCU member, you can enjoy free coin counters and free notary service, plus access to exclusive savings on insurance offerings, cell phone service, tax prep, and more.
Easy Account Management
With free online, mobile, and telephone banking tools, you can easily manage your accounts and day-to-day finances with convenience. When you want to bank in person, enjoy friendly service at any of Lanco FCU's four local branches, plus over 5,600 CO-OP Shared Branch locations across the US.
How is a Federal Credit Union Different?
When you join a credit union like Lanco FCU, you can rest assured knowing that your money is safely deposited in a federally insured financial institution. Unlike banks, who are in business to make profits for their shareholders, credit unions are member-owned and not-for-profit. As a result, credit union profits are returned to members through increased benefits.
Also unlike online-only banks, our credit union provides the online and mobile services you want, plus we make it easy to get live support from our local, friendly team right here in Lancaster, PA!
How to Become a Member
Are you ready to become a member of the Lanco FCU family? If you live, work, worship, or attend school in Lancaster County, PA, you're eligible for membership!
You can also become a member if someone in your immediate family or household is already a member, or if you're a business or legal entity within the community boundaries.
Apply Online or In Person
Becoming a member is simple! If you are over the age of 18, you can open your personal account online in less than 10 minutes:
Apply Online for Kasasa Cash®️
Open your membership with a checking account that rewards you with high interest and ATM fee refunds.* Learn More >
Apply Online for Kasasa Cash Back®️
Open your membership with a checking account that rewards you with cash back on debit card purchases and ATM fee refunds.* Learn More >
If you prefer to apply in person, visit any Lanco FCU branch. Be sure to bring your valid driver's license or other government-issued ID and $5.00 to deposit into your new account. If you'd like to schedule an appointment, fill out our contact form or call us at (717) 569-7180.
Have Questions? Contact Us
If you have questions about the benefits of Lanco FCU membership or applying for your account, we're here to help. Fill out our contact form below, or call us at (717) 569-7180.
*Lanco FCU membership, with a $5.00 minimum share savings balance, is required to open a checking account. Kasasa checking has no minimum balance or monthly fee. To earn rewards, qualifications, limits, timeframes, and other terms apply. Learn more about Kasasa checking from Lanco FCU. Kasasa is a trademark of Kasasa, Ltd., registered in the USA.