When you’re looking for banking services or a federally insured credit union, you don’t have to look far. Lanco Federal Credit Union is a not-for-profit financial institution owned by our members, who are regular people just like you. With over 10,000 members, you probably already have friends, family, co-workers, and neighbors who are current member-owners! Become a member of Lanco Federal Credit Union today to start enjoying your benefits!
When you become a Lanco FCU member, you can enjoy personalized service and the advantages of banking locally while enjoying our member benefits below. You deserve to experience financial services from a Lancaster, PA, credit union that is in business to benefit its members—not shareholders. That's why our mission is to help our members achieve their life goals by promoting financial health and providing affordable access to credit.
We believe the ability to earn returns in your account shouldn't just depend on how much money you already have. That's why Lanco FCU's free Kasasa® checking has no minimum balance and lets you choose the reward you like best—like really high dividends or cash back on purchases.*
Whether you're the type of person who drops by the branch every week or if you prefer to bank online and get help by e-mail, count on our team to get to know you. Our friendly representatives take pride in providing helpful, personalized service. So you can rest assured you'll get the assistance you deserve.
No matter how much or how little you need to borrow, look to Lanco FCU. We return excess profits to our members through competitively low rates and flexible repayment terms. With us, you'll always find affordable financing options to help you achieve your goals while staying on budget.
Teaching your children smart money habits and developing their personal finance skills is so much easier with Lanco FCU as your partner. From savings programs and teen checking to credit options for first-time borrowers, we give you the tools to guide your child toward financial independence. There are even rewards for getting good grades!
We bring added value to our members through free services and partner offers. As a Lanco FCU member, you can enjoy free coin counters and free notary service, plus access to free financial calculators, exclusive savings on insurance offerings, tax prep, and more. These services make it even easier to manage your money without extra hassle.
With free online, mobile, and telephone banking tools, you can easily manage your accounts and day-to-day finances with convenience. When you want to bank in person, enjoy friendly service at any of Lanco FCU's three local branches, plus over 5,600 CO-OP Shared Branch locations across the US. It's your money afterall—you deserve to be able to access it easily!
When you join a federal credit union in Lancaster, PA, like Lanco FCU, you can rest assured knowing that your money is safely deposited in a financial institution backed by the National Credit Union Administration. Credit unions are member-owned and not-for-profit, unlike banks, which are in business to make profits for their shareholders. As a result, credit union profits are returned to members through increased benefits, such as higher dividends on savings accounts and lower interest rates on lending products.
Also, our credit union combines the easy to use, convenient, online and mobile services you want, with the live support from our local, friendly team right here in Lancaster, PA! The bottom line is that when you need banking services that come with perks, such as the opportunity to earn more on your money, free "extras," and financial education through helpful blog articles, Lanco FCU is the financial institution for you!
Are you ready to become a member of the Lanco FCU family? It's never been easier than now to join our more than 10,000 members as a new member-owner! Simply follow these three steps to begin enjoying your credit union benefits!
If you live, work, worship, or attend school in Lancaster County, PA, you're eligible for membership with our credit union in Lancaster!
You can also become a member if someone in your immediate family or household is already a member or is an eligible member or if you're a business or legal entity within the community boundaries. No matter how you qualify to join Lanco FCU, we are excited to have you!
Becoming a member is simple! If you are over the age of 18, you can open your personal account online in less than 10 minutes.
If you prefer to apply in person, visit any Lanco FCU branch. Be sure to bring your valid driver's license or other government-issued ID and $5.00 to deposit into your new account. If you'd like to schedule an appointment, fill out our contact form or call us at (717) 569-7180.
Once your account is activated, you can begin using it and enjoying your member benefits right away! We invite you to explore all the member services we offer, such as:
Open your Lanco FCU membership online with a checking account that rewards you. Earn a high dividend rate on balances with Kasasa Cash®, or earn 2.5% cash back on debit card purchases with Kasasa Cash Back®. Plus enjoy ATM fee refunds.*
Choosing a new banking institution is one that takes a lot of thought and consideration. So, it makes sense that you want to know what it's like banking with us before making a decision. Just read what some of our current members say.
"LANCO Willow Street Branch is by far the most helpful, friendly, professional, and knowledgeable bank I've ever dealt with. I left my bank of 11 years to come here where my fiancé banks, and I'm so happy I did. Gloria is just one of a kind and makes every experience a smooth and easy transaction. She has a wonderful personality and excels in her role at the branch. Keep it up LANCO!!" - Heather F. via Google
"My boyfriend recently lost his ID, and this branch remembered him by name! Luckily, they were able to allow him to withdraw money from his account, making it possible to buy a replacement ID." - Kallette Mika via Google
If you have questions about our Lancaster credit union's membership benefits or applying for your account, we're here to help. Fill out our contact form below or call us at (717) 569-7180.
*Lanco FCU membership, with a $5.00 minimum share savings balance, is required to open a checking account. Kasasa checking has no minimum balance or monthly fee. To earn rewards, qualifications, limits, timeframes, and other terms apply. Learn more about Kasasa checking from Lanco FCU. Kasasa is a trademark of Kasasa, Ltd., registered in the USA.